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Compare Reverse Mortgage Specialists in San Jacinto, CA
Directory of reverse mortgage specialists in San Jacinto, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
San Jacinto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 reverse mortgage specialists in San Jacinto, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
1251 N State St G, San Jacinto, CA 92583
9514878064
Martinez Real Estate and Mortgage Services
1601 E Washington Ave, San Jacinto, CA 92583
9513377985
Hard Money Lenders San Jacinto CA
950 N Ramona Blvd, San Jacinto, CA 92582
9514634885
Chase Mortgage
1579 S San Jacinto Ave, San Jacinto, CA 92583
9514872002
A reverse mortgage specialist in San Jacinto California helps older homeowners access home equity without monthly payments. California law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. San Jacinto residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in San Jacinto Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. A mortgage insurance premium of 2 percent of the appraised value is also required. These costs vary by loan amount and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in San Jacinto do?
A reverse mortgage specialist guides San Jacinto homeowners through the loan process from initial counseling to closing. They explain eligibility requirements including age 62 minimum and primary residence status. They also help clients understand how the loan affects heirs and property taxes.
Are there California-specific rules for reverse mortgages?
Yes California law mandates a three-day right of rescission after closing. Borrowers must also complete a HUD-approved counseling session. The state also requires lenders to provide a detailed disclosure of costs and terms before the loan is finalized.
How do I choose a reverse mortgage specialist in San Jacinto?
Look for a specialist licensed in California with experience in HECM loans. Check their standing with the California Department of Financial Protection and Innovation. Ask about their familiarity with San Jacinto property values and local housing market conditions.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.