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Looking for a reverse mortgage specialist in San Marcos? Review the directory below to compare your options.
6 agents listed
Updated May 2026
San Marcos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 reverse mortgage specialists in San Marcos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sheri Arnold - S.E.A. Group at Fairway Independent Mortgage
955 Boardwalk STE 305, San Marcos, CA 92078
7608898791
Juan J Campa C2 Financial Corp San Marcos
100 E San Marcos Blvd Ste 432, San Marcos, CA 92069
7604816680
Brian Skaar - VanDyk Mortgage Corporation
276 Glendale Ave, San Marcos, CA 92069
7607524480
Scott Storrs The Expert Mortgage Broker Operated by C2 Financial
2526 Antlers Way, San Marcos, CA 92078
7603314557
Aramco Mortgage, Inc.
935 W San Marcos Blvd #100, San Marcos, CA 92078
8777000942
TIME LENDING - Ignacio Ventura
277 Rancheros Dr Suite 160, San Marcos, CA 92069
7604733903
A reverse mortgage specialist in San Marcos California helps homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). This service is especially useful for seniors in North County San Diego who want to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in San Marcos Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee up to 2.5 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. These costs total between 5000 and 15000 dollars for most homes. Costs vary by loan amount and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in San Marcos?
Borrowers must be at least 62 years old. The youngest spouse on the title must meet this age requirement. California law also requires that the home be the primary residence.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law and federal HUD rules require you to complete a counseling session with a HUD-approved counselor. This session must happen before you submit a loan application. The counselor explains costs, obligations, and alternatives.
Can I lose my home with a reverse mortgage in San Marcos?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. California law gives you a right to cure a default within a specific time frame, usually 30 days. You must also continue to live in the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.