Skip to main content

Reverse Mortgage Specialists in Sanger, CA

Looking for a reverse mortgage specialist in Sanger? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Sanger, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Sanger, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UverLoans – Icon Lending
1520 Jensen Ave #104, Sanger, CA 93657
5596395626
Chase Mortgage
601 O St, Sanger, CA 93657
5598752567

Reverse mortgage specialists in Sanger California help homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process including the mandatory counseling and the non recourse feature that protects heirs.

What Does a Reverse Mortgage Specialist in Sanger Cost?

Typical costs for a reverse mortgage in California include an origination fee up to 6000 dollars a mortgage insurance premium of 2 percent of the homes value and third party costs like appraisal and title fees ranging from 2000 to 4000 dollars. Closing costs are often financed into the loan. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Sanger California?
Borrowers must be at least 62 years old. If there are two borrowers both must meet this age requirement. The youngest borrower determines eligibility for the loan.
Do I need to own my home free and clear to get a reverse mortgage in Sanger?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The loan amount depends on your age the homes value and current interest rates.
Is a reverse mortgage in California subject to any state specific protections?
Yes California has a three day right of rescission after loan closing. Borrowers also receive a California specific disclosure about the costs and risks. The loan is non recourse meaning you or your heirs will never owe more than the homes value at sale.