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Compare Reverse Mortgage Specialists in Santa Ana, CA
Compare reverse mortgage specialists in Santa Ana. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Santa Ana, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 17 reverse mortgage specialists in Santa Ana, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
E Mortgage Capital, Inc.
3750 S Susan St, Santa Ana, CA 92704
8555693700
ARBOR Financial Group | #1 Mortgage Broker
1805 E Garry Ave, Santa Ana, CA 92705
8665216488
Arbor Financial Group: Jay Rodriguez, Mortgage Broker
1805 E Garry Ave, Santa Ana, CA 92705
9496062410
NEW LIFE FINANCE, INC. DBA iFund Mortgage
1971 E 4th St #340, Santa Ana, CA 92705
8009109495
Dat Loans - Everyday Lending Group - Arbor Financial
1805 E Garry Ave, Santa Ana, CA 92705
7147054013
Fast Action Mortgage, Inc.
1851 E 1st St Suite 760, Santa Ana, CA 92705
8885055820
Ryan Hrisca - Trust in the Beard
6 Hutton Centre Dr Suite 1030, Santa Ana, CA 92707
9493704815
New American Funding - Santa Ana, CA
215 N Main St, Santa Ana, CA 92701
7145815322
Momi Pointer - Arbor Financial Group
1805 E Garry Ave, Santa Ana, CA 92705
7144234129
Matthew Lewis Team | Arbor Financial Group | NMLS 987209 | Purchase | Refinance | Reverse Mortgage
1805 E Garry Ave, Santa Ana, CA 92705
9095595761
Jordan Saceda, Mortgage Broker
3750 S Susan St, Santa Ana, CA 92704
9495352023
John Gearries Mortgage-Real Estate- NMLS#1416824#1489272 DRE#02125339 3750 S. Susan St. Santa Ana, CA 92704
3750 S Susan St, Santa Ana, CA 92704
4242709400
Vanessa Schwartz - The Schwartz Group
1805 E Garry Ave, Santa Ana, CA 92705
9495210015
Stahl Mortgage
1611 S Joane Way, Santa Ana, CA 92704
9493008436
Peter Le Mortgage Consultant/Broker
204 E 4th St STE A12, Santa Ana, CA 92701
7149494967
Chris Sauser | Mortgage Broker | LUMI Funding Group
1805 E Garry Ave, Santa Ana, CA 92705
7143171566
Christopher William Hovenier - Mortgage Lending Specialist
3750 S Susan St, Santa Ana, CA 92704
9498102600
A reverse mortgage specialist in Santa Ana California can help homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete a counseling session with a HUD approved counselor before applying. Santa Ana residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Santa Ana Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 6000 dollars and a mortgage insurance premium of 2 percent of the home value. Closing costs such as appraisal title and recording fees range from 2000 to 5000 dollars. Counseling fees are usually 125 to 150 dollars but may be waived. Costs vary by loan type and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Santa Ana?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet FHA property standards. California law does not add extra age or income requirements beyond federal rules.
How does California law affect reverse mortgage proceeds?
California law requires lenders to disclose that reverse mortgage proceeds are generally tax free and do not affect Social Security or Medicare benefits. However proceeds can affect Medi-Cal eligibility if not spent within the same month. Borrowers must also receive a list of HUD approved counseling agencies.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.