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Compare Reverse Mortgage Specialists in Simi Valley, CA
Directory of reverse mortgage specialists in Simi Valley, California. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Simi Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 17 reverse mortgage specialists in Simi Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amerifund Home Loans
2655 First St Suite 250, Simi Valley, CA 93065
8052961470
Alameda Mortgage Corp. Mike Fisher
2775 Tapo St STE 203, Simi Valley, CA 93063
8008015626
Mark & Darci Richardson / Richardson Lending
3655 Alamo St UNIT 101, Simi Valley, CA 93063
8053042900
The Mortgage Gurus
1720 E Los Angeles Ave F, Simi Valley, CA 93065
3107733381
VALOR HOME FINANCE Inc.
1555 Simi Town Center Way #640, Simi Valley, CA 93065
8057788323
Angela Wyckoff, Reverse Mortgage Advisor
2655 First St, Simi Valley, CA 93065
8053011933
Nick Sherman at CrossCountry Mortgage
2655 First St Suite 250 Office 2, Simi Valley, CA 93065
8052177503
Nadine Hatcher at Greenback Funding
2139 Tapo St #115, Simi Valley, CA 93063
8059905054
Reverse Loan Solutions
2655 First St Suite 250, Simi Valley, CA 93065
8007915626
MRES Home Loans
3695 Alamo St #203, Simi Valley, CA 93063
8058765626
Sapphire United Loans
2655 First St Suite 110, Simi Valley, CA 93065
8054227076
Mutual of Omaha Reverse Mortgage
2655 First St #250d, Simi Valley, CA 93065
8053016262
Alex Ramirez | VA Home Loan Pro NMLS# 450556
1555 Simi Town Center Way #640, Simi Valley, CA 93065
8058573708
Jeff Johnson at Mutual of Omaha Reverse Mortgage
645 Country Club Dr #818, Simi Valley, CA 93065
8057501869
Reverse Loan Solutions- Jeff Foody MLO 253303
2655 First St UNIT 220, Simi Valley, CA 93065
6508446655
Happy Investments Inc Simi Valley Ca
1792 Erringer Rd #1012c, Simi Valley, CA 93065
8052063525
Acadia Financial
2986 Avenida Simi, Simi Valley, CA 93063
8055516942
A reverse mortgage specialist in Simi Valley helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling their home. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Simi Valley residents benefit from local specialists who understand Ventura County property values and California senior homeowner protections.
What Does a Reverse Mortgage Specialist in Simi Valley Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value with a cap of 6 thousand dollars. Third-party fees such as appraisal title insurance and recording fees range from 2 thousand to 5 thousand dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. These costs are often financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and occupancy requirements for a reverse mortgage in Simi Valley?
Borrowers must be at least 62 years old and use the home as their primary residence. California law also requires that the home be a single-family property or a HUD-approved condominium. The borrower must live in the home for at least six months each year.
Is counseling required before getting a reverse mortgage in California?
Yes California law mandates that all borrowers receive counseling from a HUD-approved counselor before applying for a reverse mortgage. The counseling session covers loan terms costs and alternatives. You must complete this session within 30 days before submitting your application.
How much can I borrow with a reverse mortgage in Simi Valley?
The amount depends on your age the appraised value of your home and current interest rates. In California the maximum claim amount for a HECM is capped at 1 million 89 thousand 300 dollars as of 2024. Younger borrowers typically qualify for a smaller percentage of their home equity.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.