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Find Reverse Mortgage Specialists Near You in South Lake Tahoe, CA

Compare reverse mortgage specialists in South Lake Tahoe. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
South Lake Tahoe, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 reverse mortgage specialists in South Lake Tahoe, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Tara Offenbacher
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
7758158272
Guild Mortgage - Ron Shaw
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5305731447
Guild Mortgage - Meghan Dinubilo
3079 Harrison Ave S, South Lake Tahoe, CA 96150
5307212395
Guild Mortgage Company
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5305731447
Associated Mortgage Center Inc
591 Tahoe Keys Blvd # D1, South Lake Tahoe, CA 96150
5305445309
Deanna Sorhouet | Mortgage Advisor | The Topol Team | NEO Home Loans
2200 Venice Dr, South Lake Tahoe, CA 96150
7752199514
Guild Mortgage - Pierre Herring
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5303180821
Western Highland Mortgage
3170 US-50, South Lake Tahoe, CA 96150
5305775050
US Bank Mortgage
2850 Lake Tahoe Blvd, South Lake Tahoe, CA 96150
5305421221
Guild Mortgage - Joe Stein
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5306002351

A reverse mortgage specialist in South Lake Tahoe California helps homeowners aged 62 and older access home equity without monthly payments. California law requires mandatory counseling from a HUD-approved agency before you can apply. Local specialists understand the unique housing market in the Lake Tahoe area and can guide you through the process.

What Does a Reverse Mortgage Specialist in South Lake Tahoe Cost?

Typical costs for a reverse mortgage in California include an origination fee up to 2.5 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 5,000 to 10,000 dollars. Costs vary by loan type and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the requirements for a reverse mortgage in South Lake Tahoe?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. California law also requires you to attend a counseling session with a HUD-approved counselor before you can proceed with the loan.
How does a reverse mortgage affect my heirs in California?
Heirs can keep the home by paying off the loan balance or selling the property. If the loan balance exceeds the home value, heirs are not personally liable for the difference. Federal rules limit the claim to the home value, and California law provides additional protections for surviving spouses.