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Reverse Mortgage Specialists in Suisun City, CA

Looking for a reverse mortgage specialist in Suisun City? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Suisun City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 reverse mortgage specialists in Suisun City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
258 Sunset Ave Suite B, Suisun City, CA 94585
7073449572
Chrissy Sittinger - Mortgage Consultant
1 Harbor Center Ste. 350, Suisun City, CA 94585
7079998916
Movement Mortgage Terry James NMLS 1242428
1 Harbor Center Ste. 350, Suisun City, CA 94585
7073726945

A reverse mortgage specialist in Suisun City California helps homeowners aged 62 and older convert home equity into tax-free funds. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Suisun City can explain how reverse mortgages work with local property values and Solano County regulations.

What Does a Reverse Mortgage Specialist in Suisun City Cost?

Typical costs for a reverse mortgage in California include an origination fee up to 2.5 percent of the home value or $6,000 whichever is greater. Third-party fees such as appraisal title insurance and recording fees range from $1,500 to $3,000. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Costs vary by situation and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Suisun City?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 unless the loan is structured as a HECM for purchase. California law follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to qualify?
No you do not need to own your home free and clear. You must have significant equity in the property. The reverse mortgage will pay off any existing mortgage or liens first and the remaining funds go to you.