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Find Reverse Mortgage Specialists Near You in Sunnyvale, CA
Compare reverse mortgage specialists in Sunnyvale. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Sunnyvale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 reverse mortgage specialists in Sunnyvale, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Googain
1288 Kifer Rd STE 208, Sunnyvale, CA 94086
4082128800
Hong Hu, Senior Loan Consultant & Associate Broker
1288 Kifer Rd, Sunnyvale, CA 94086
4087815509
Nathalie B Vuong - 459844 - Wells Fargo Home Mortgage
333 W El Camino Real, Sunnyvale, CA 94087
4084261007
Mobile Home Mortgages
1270 Lawrence Station Rd suite c, Sunnyvale, CA 94089
4085411300
Wells Fargo Home Mortgage
333 W El Camino Real, Sunnyvale, CA 94087
4083282102
Steve Chen - 714948 - Wells Fargo Home Mortgage
333 W El Camino Real, Sunnyvale, CA 94087
4088051888
Mortgage World
415 S Murphy Ave, Sunnyvale, CA 94086
4087368800
Jing Sun - 1045781 - Wells Fargo Home Mortgage
333 W El Camino Real, Sunnyvale, CA 94087
4156863987
A reverse mortgage specialist in Sunnyvale California can help homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process and explain how property taxes and insurance must remain current.
What Does a Reverse Mortgage Specialist in Sunnyvale Cost?
In California reverse mortgage costs include an origination fee up to 2.5 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and escrow. Typical total costs range from 3000 to 8000 for lower-value homes and up to 15000 or more for higher-value properties. Costs vary by loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Sunnyvale California?
A reverse mortgage specialist is a licensed professional who helps seniors in Sunnyvale understand and apply for reverse mortgages. They explain loan terms and connect clients with HUD-approved counselors as required by California law.
Do I need counseling for a reverse mortgage in California?
Yes California law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying for a reverse mortgage. The specialist can provide a list of approved agencies in Sunnyvale.
How does a reverse mortgage affect my heirs in California?
Heirs can keep the home by paying off the loan balance or selling the property. If the loan balance exceeds the home value they pay only 95 percent of the appraised value under California non-recourse rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.