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Compare Reverse Mortgage Specialists in Tahoe City, CA
Directory of reverse mortgage specialists in Tahoe City, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Tahoe City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Tahoe City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nicole Francis at CrossCountry Mortgage
521 N Lake Blvd #105B, Tahoe City, CA 96145
7758461839
O'Dette Mortgage Group
3092 N Lake Blvd #4, Tahoe City, CA 96145
5305815089
A reverse mortgage specialist in Tahoe City helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling their property. California law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. Tahoe City residents often use these loans to supplement retirement income or cover home improvements while staying in their mountain homes.
What Does a Reverse Mortgage Specialist in Tahoe City Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value (capped at $6,000 for FHA loans), a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees ranging from $400 to $800. Third party costs such as title insurance and recording fees add $500 to $1,500. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in Tahoe City California?
A reverse mortgage specialist in California must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete annual continuing education on reverse mortgage products and California specific regulations.
How does California law protect reverse mortgage borrowers in Tahoe City?
California Civil Code Section 1923 requires a three-day right of rescission after loan closing. Borrowers must also receive a California Specific Reverse Mortgage Disclosure that explains loan terms and costs in plain language.
What are the age and property requirements for a reverse mortgage in Tahoe City?
Borrowers must be at least 62 years old. The property must be the borrower's primary residence and can be a single-family home, a condominium approved by the Federal Housing Administration, or a manufactured home that meets FHA standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.