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Directory of reverse mortgage specialists in Ventura, California. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Ventura, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 reverse mortgage specialists in Ventura, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Teena Broumand Mortgage Broker
701 E Santa Clara St, Ventura, CA 93001
8052634415
MortgageCouch - Home Loans Made Comfortable
1500 Palma Dr 2nd fl, Ventura, CA 93003
8056760377
Capital Mortgage Services
700 E Main St, Ventura, CA 93001
8666485599
Keith Renno's Mortgage Team, NMLS ID#255882
701 E Santa Clara St Ste #28C, Ventura, CA 93001
8185218515
Jenna Smith, Capital Mortgage Services
700 E Main St, Ventura, CA 93001
8055755574
Andrew Kunisawa, Mortgage Broker Accelerated Lending Group
not a branch, 6763 Sargent Ln, Ventura, CA 93003
8052189946
Kunal Bhandari - Mortgage Lender
700 E Main St, Ventura, CA 93001
8054070428
Lynda Bernal at Prosperity Home Mortgage - Ventura
789 S Victoria Ave #100, Ventura, CA 93003
8057010199
American Pacific Mortgage - Greg Abrams Team
481 N Ventura Ave, Ventura, CA 93001
8056678465
Juan C Jimenez, Mortgage Lender
3160 Telegraph Rd UNIT 104, Ventura, CA 93003
8052188667
Channel Islands Mortgage Services
58 N Ash St, Ventura, CA 93001
8056526932
SkyView Mortgage
1255 Casitas Vista Rd, Ventura, CA 93001
8058341150
CSMC Mortgage
5740 Ralston St UNIT 300, Ventura, CA 93003
8052127710
U mortgage Ventura
1300 Eastman Ave, Ventura, CA 93003
8055120897
Anacapa Mortgage
1300 Eastman Ave, Ventura, CA 93003
8058610365
Capital Reverse Mortgage
700 E Main St, Ventura, CA 93001
8666485599
Open Mortgage, LLC Ventura Reverse Mortgage Branch
3639 E Harbor Blvd Suite 118, Ventura, CA 93001
8059852808
62+ HECM Reverse Mortgages, Inc.
3200 Golf Course Dr #201, Ventura, CA 93003
8059852808
E Mortgage Capital
840 County Square Dr, Ventura, CA 93003
8058329605
Reverse mortgage specialists in Ventura California help homeowners aged 62 and older convert part of their home equity into tax-free funds. California law requires lenders to provide mandatory counseling from a HUD approved agency before a reverse mortgage loan can close. These specialists can guide you through the process and explain how a reverse mortgage may affect your estate and heirs.
What Does a Reverse Mortgage Specialist in Ventura Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 2 percent of the home value capped at 6000 dollars, an appraisal fee of 400 to 600 dollars, and mortgage insurance premiums equal to 2 percent of the home value at closing plus 0.5 percent annually. Third party costs like title insurance and recording fees add 500 to 1500 dollars. Total closing costs usually range from 3000 to 8000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and property requirements for a reverse mortgage in Ventura?
You must be at least 62 years old and own your home outright or have a very low mortgage balance. The property must be your primary residence and can be a single family home, a condo approved by HUD, or a manufactured home that meets FHA standards.
How does California law affect reverse mortgage proceeds?
California Civil Code Section 1923.2 requires lenders to disclose that reverse mortgage proceeds are not taxable and generally do not affect Social Security or Medicare. However, they may affect needs based benefits like Medi-Cal or SSI. You must also receive counseling from a HUD approved agency before the loan is approved.
What happens if I move out of my Ventura home after getting a reverse mortgage?
If you move out permanently or sell the home, the reverse mortgage becomes due and payable. You or your heirs typically have 12 months under California law to repay the loan or sell the property. If you leave the home for more than 12 consecutive months for medical reasons, the loan may also become due.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.