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Find Reverse Mortgage Specialists Near You in Wildomar, CA
Looking for a reverse mortgage specialist in Wildomar? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Wildomar, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 reverse mortgage specialists in Wildomar, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anchor Funding, Inc, CRMP
35626 Ruth Ave, Wildomar, CA 92595
9518050063
Americasloan Mortgage
34859 Oneal Rd STE 113, Wildomar, CA 92595
7149731035
US Bank Mortgage
23893 Clinton Keith Rd, Wildomar, CA 92595
8008722657
Reverse mortgage specialists in Wildomar California help homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists can explain how a Home Equity Conversion Mortgage (HECM) works and how it may affect your estate and heirs.
What Does a Reverse Mortgage Specialist in Wildomar Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value upfront plus 0.5% annually, and third-party fees for appraisal and title services. Total closing costs often range from 5,000 to 15,000 dollars depending on home value and loan type. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Wildomar California?
You must be at least 62 years old to qualify for a reverse mortgage in California. The home must be your primary residence. A specialist can help you verify eligibility and review your specific situation.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers costs, alternatives, and how the loan works. Your specialist can provide a list of approved counselors.
Can a reverse mortgage be used to buy a home in Wildomar California?
Yes, a HECM for Purchase allows you to buy a new home in Wildomar using reverse mortgage proceeds. You must pay the difference between the purchase price and the loan amount. This option is available for primary residences only.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.