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Looking for a reverse mortgage specialist in Brighton? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Brighton, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 2 reverse mortgage specialists in Brighton, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Brighton, CO Branch - NMLS: 1863678
203 Telluride St Suite 1000, Brighton, CO 80601
3032427706
Blue Spruce Mortgage
30 S 7th Ave, Brighton, CO 80601
3037173223
A reverse mortgage specialist in Brighton, Colorado helps older homeowners access home equity without monthly payments. Colorado law requires that borrowers receive HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Specialists in Brighton guide clients through the unique requirements of Colorado property tax deferral and lien rules.
What Does a Reverse Mortgage Specialist in Brighton Cost?
Typical costs for a reverse mortgage specialist in Colorado include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs such as appraisal and title fees. Total upfront costs often range from 8,000 to 15,000 dollars depending on home value and loan type. Colorado does not cap these fees beyond federal HUD limits. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Brighton Colorado?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement under federal HECM rules. Colorado does not add any additional age restrictions.
Do I need counseling before getting a reverse mortgage in Colorado?
Yes. Colorado law requires that all borrowers complete a HUD-approved counseling session before applying. The session covers loan terms, costs, and alternatives. The specialist can provide a list of approved counselors.
Can I lose my home with a reverse mortgage in Brighton?
Yes if you fail to pay property taxes, homeowners insurance, or maintain the home. Colorado has a strict foreclosure process for tax liens. The specialist will explain these obligations clearly before you proceed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.