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Find Reverse Mortgage Specialists in Grand Junction, CO
Looking for a reverse mortgage specialist in Grand Junction? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Grand Junction, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 20 reverse mortgage specialists in Grand Junction, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
507 Main St, Grand Junction, CO 81501
9708523400
Fidelity Mortgage - Grand Junction
700 Belford Ave # 300, Grand Junction, CO 81501
9702427000
Fairway Independent Mortgage, Grand Junction
601 Main St, Grand Junction, CO 81501
9707783444
Jim Kaiser - Guild Mortgage
1114 N 1st St Suite 111, Grand Junction, CO 81501
9702560080
Madril Mortgage Team with PRMG
Margery Building, 523 1/2 Main St UNIT 2, Grand Junction, CO 81501
9702164896
Beau Bradley at CrossCountry Mortgage
131 N 6th St # 300, Grand Junction, CO 81501
9702016961
Guild Mortgage - Minde Harper
743 Horizon Ct #105, Grand Junction, CO 81506
9703613584
Kurtis Murchison
700 Belford Ave # 300, Grand Junction, CO 81501
9707782581
RachelKellerHomeLoans
601 Main St Suite A, Grand Junction, CO 81501
8584141446
LeRoy Brown - Mortgage Loan Officer/ Lender at Fidelity Mortgage Company - NMLS 2253896
700 Belford Ave # 300, Grand Junction, CO 81501
9702704394
Gershman Mortgage - Grand Junction, CO
200 Grand Ave #270, Grand Junction, CO 81501
9707125355
Ambassador Mortgage Group, Mortgage Brokers
2454 US-6 & 50, Suite 104, Grand Junction, CO 81505
9707731111
Guild Mortgage - Jack Oneal
507 Main St, Grand Junction, CO 81501
9702610995
TJ Mortgage Pro - Nexa Lending
571 25 Rd, Grand Junction, CO 81505
9709851738
Rick Hamm
215 Colorado Ave, Grand Junction, CO 81501
9702607425
Rick Reynolds Team at Fairway Independent Mortgage Corporation
Darrin R Wade | Fairway Independent Mortgage Corporation Area Manager
601 Main St Suite A, Grand Junction, CO 81501
9702010660
A reverse mortgage specialist in Grand Junction Colorado helps homeowners aged 62 and older access home equity without monthly payments. Colorado law requires borrowers to complete a HUD-approved counseling session before obtaining a Home Equity Conversion Mortgage HECM. Grand Junction residents can meet with local lenders who understand Western Colorado real estate values and the unique needs of retirees in Mesa County.
What Does a Reverse Mortgage Specialist in Grand Junction Cost?
Typical costs for a reverse mortgage in Colorado include an origination fee up to 6000 dollars a mortgage insurance premium equal to 2 percent of the appraised value and third-party fees for appraisal title and recording. Total closing costs often range from 8000 to 15000 dollars depending on the home value and loan amount. Colorado does not add state-specific fees beyond standard closing costs. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Grand Junction Colorado?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. Colorado follows the same federal HUD guidelines for HECM loans.
Do I need to own my home free and clear to get a reverse mortgage in Colorado?
No you do not need to own the home free and clear. You must have significant equity in the property. The reverse mortgage will pay off any existing mortgage balance first.
Is a reverse mortgage in Colorado subject to property taxes and insurance requirements?
Yes you must continue to pay property taxes homeowners insurance and maintain the home. Colorado law does not exempt reverse mortgage borrowers from these obligations. Failure to pay can lead to loan default.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.