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Looking for a reverse mortgage specialist in Lakewood? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Lakewood, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 10 reverse mortgage specialists in Lakewood, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lakewood CO Mortgage Broker by Rob's Mortgage Loans
200 Union Blvd #200, Lakewood, CO 80228
3035873600
Innovative Mortgage Group
274 Union Blvd #410, Lakewood, CO 80228
7206382387
Zach P Smith - Chariot Financial
215 S Wadsworth Blvd #215, Lakewood, CO 80226
7205023278
Miracle Mortgage: Erin J Pearce-Mortgage Broker
10799 W Alameda Ave Apt #150007, Lakewood, CO 80226
3033511848
Darik Tolnay at CrossCountry Mortgage
300 Union Blvd #510, Lakewood, CO 80228
7206999604
MAC5 Mortgage INC: Rod Cameron
225 Union Blvd STE 350, Lakewood, CO 80228
3039977117
Reverse Mortgage Assistance
8790 W Colfax Ave # 240, Lakewood, CO 80215
7207729033
A reverse mortgage specialist in Lakewood Colorado helps homeowners aged 62 and older convert home equity into cash. Colorado law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Lakewood residents benefit from specialists familiar with local property values and Colorado specific disclosure rules.
What Does a Reverse Mortgage Specialist in Lakewood Cost?
Typical costs for a reverse mortgage in Colorado include an origination fee up to 6000 dollars, a mortgage insurance premium equal to 2 percent of the home value, and third party fees like appraisal and title search. Closing costs often range from 5000 to 12000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lakewood Colorado?
Borrowers must be at least 62 years old. If there are multiple borrowers, the youngest must meet this age requirement. This follows federal HUD guidelines for Home Equity Conversion Mortgages.
Do I need counseling before getting a reverse mortgage in Colorado?
Yes, Colorado law requires a counseling session with a HUD-approved counselor before you can apply. The counselor explains loan terms, costs, and alternatives. You must receive a certificate of completion.
What happens if I move out of my Lakewood home after getting a reverse mortgage?
If you permanently move out of your home, the loan becomes due and payable. Colorado law gives you a 12 month period to sell the home or pay off the loan. You must also continue to pay property taxes and homeowners insurance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.