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Compare Reverse Mortgage Specialists in Rifle, CO

Looking for a reverse mortgage specialist in Rifle? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Rifle, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 6 reverse mortgage specialists in Rifle, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guaranteed Rate Home Loans
144 E 3rd St #201, Rifle, CO 81650
9703305010
Tammy Snyder Revolution Mortgage
110 E 3rd St UNIT 201, Rifle, CO 81650
9709484138
Revolution Mortgage
110 E 3rd St Suite 202, Rifle, CO 81650
9707030002
Marie Rodriguez
111 E 3rd St #100, Rifle, CO 81650
9703097656
Northwestern Mutual
111 E 3rd St #220, Rifle, CO 81650
9706251744
Guild Mortgage Company
589 Last Chance Dr Unit D, Rifle, CO 81650
9703094451

A reverse mortgage specialist in Rifle, Colorado helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Colorado law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists in Rifle understand local property values and the unique needs of seniors in Garfield County.

What Does a Reverse Mortgage Specialist in Rifle Cost?

Typical costs for a reverse mortgage specialist in Colorado include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 5,000 to 8,000 dollars for a home valued at 300,000 dollars. These costs can be financed into the loan. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Rifle Colorado?
Borrowers must be at least 62 years old. If married, a younger spouse may be eligible for a deferral option under Colorado law, but both spouses must be listed on the title.
Do I need counseling before getting a reverse mortgage in Colorado?
Yes. Colorado law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session explains loan terms, costs, and alternatives.
Are reverse mortgage proceeds taxable in Colorado?
No. The money you receive from a reverse mortgage is considered a loan advance, not income. It is not subject to Colorado state income tax and does not affect Social Security or Medicare benefits.