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Directory of reverse mortgage specialists in Windsor, Colorado. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Windsor, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 8 reverse mortgage specialists in Windsor, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Kelly Chacon
631 Birch St Unit A-2, Windsor, CO 80550
9705419479
Velocity Lending
422 Main St, Windsor, CO 80550
9704606677
Ryan Lococo - Mortgage Advisor at NEO Home Loans NMLS#1831985
6305 N Fairgrounds Ave Unit 200, Windsor, CO 80550
9706923990
Gregory Gerbrandt
631 Birch St Unit A-2, Windsor, CO 80550
9705414512
Guild Mortgage Company
631 Birch St Unit A-2, Windsor, CO 80550
9705419479
Fort Collins Mortgage
8340 Louden Cir, Windsor, CO 80528
9704845626
American Liberty Mortgage - Northern Colorado & Wyoming
8010 S Co Rd 5 Unit 205, Windsor, CO 80528
9709668698
BOK Financial Mortgage
1180 Main St UNIT 5, Windsor, CO 80550
9704609579
A reverse mortgage specialist in Windsor Colorado helps homeowners aged 62 and older convert home equity into tax-free funds. Colorado law requires borrowers to complete HUD-approved counseling before applying. Windsor residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Windsor Cost?
Typical costs for a reverse mortgage in Colorado include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. These fees total between 3000 and 8000 dollars on a 300000 dollar home. Costs vary by lender loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Windsor Colorado?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement. Colorado law does not allow exceptions to this federal rule.
Do I need counseling to get a reverse mortgage in Colorado?
Yes. Colorado requires all reverse mortgage applicants to complete a counseling session with a HUD-approved agency. The session covers loan terms, costs, and alternatives. You must receive a certificate of completion before the loan can proceed.
Are reverse mortgage proceeds taxable in Colorado?
No. Reverse mortgage proceeds are considered loan advances, not income. They are not subject to Colorado state income tax. However, interest on the loan is not tax deductible until the loan is repaid.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.