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Browse reverse mortgage specialists serving Danbury, Connecticut. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Danbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 10 reverse mortgage specialists in Danbury, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prysma
18 Padanaram Rd, Danbury, CT 06811
4752848981
Texana Bank
30 Main St UNIT 205, Danbury, CT 06810
2037941414
Mortgage Affiliates of America, Inc.
12 Mill Plain Rd #7, Danbury, CT 06811
2037304070
Homestead Funding Corp: Wendy L. Hunt | NMLS# 58693
Reverse mortgage specialists in Danbury Connecticut help older homeowners access home equity without monthly payments. Connecticut law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Danbury residents can work with local specialists who understand Fairfield County property values and Connecticut specific regulations.
What Does a Reverse Mortgage Specialist in Danbury Cost?
Typical costs for a reverse mortgage in Connecticut include an origination fee up to $6,000 a mortgage insurance premium of 2 percent of the home value and third party costs like appraisal title and recording fees often totaling $2,000 to $5,000. Closing costs generally range from $8,000 to $15,000 depending on the home value and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Danbury do?
A reverse mortgage specialist guides homeowners through the HECM process including eligibility counseling and loan closing. They explain Connecticut specific rules like the mandatory counseling requirement and how the loan affects Medicaid and estate planning. Specialists also help Danbury residents understand local property tax deferral programs.
What are the age requirements for a reverse mortgage in Connecticut?
All borrowers must be at least 62 years old. Connecticut follows federal HUD guidelines for age eligibility. If a married spouse is under 62 they may still be able to stay in the home after the borrowing spouse passes away under certain conditions.
Are reverse mortgages regulated differently in Connecticut?
Yes Connecticut has specific laws including a 3 day right of rescission after closing and strict advertising rules. The state also requires lenders to verify that borrowers have the financial ability to pay property taxes and insurance. Connecticut does not have a separate state reverse mortgage program beyond the federal HECM.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.