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Compare Reverse Mortgage Specialists in Niantic, CT
Compare reverse mortgage specialists in Niantic. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Niantic, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 2 reverse mortgage specialists in Niantic, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Reverse Mortgage Specialist in Niantic Cost?
Typical costs for a reverse mortgage specialist in Connecticut include an origination fee of up to 2 percent of the home value or $6,000, whichever is less. Third-party fees such as appraisal, title search, and recording fees range from $500 to $1,500. Upfront mortgage insurance premiums are 2 percent of the appraised value. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Niantic Connecticut?
Borrowers must be at least 62 years old. If married, a non-borrowing spouse under 62 may have certain protections under Connecticut law, but they must be disclosed during counseling.
Do I need counseling before getting a reverse mortgage in Connecticut?
Yes. Connecticut law mandates that all borrowers complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counseling must occur before you submit a loan application.
Can a reverse mortgage affect my Connecticut property taxes?
Yes. You must continue to pay property taxes and homeowners insurance. If you fail to pay taxes, the loan may become due. Connecticut offers property tax deferral programs for seniors, which a specialist can compare with a reverse mortgage.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.