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Compare reverse mortgage specialists in Simsbury. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Simsbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 3 reverse mortgage specialists in Simsbury, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guaranteed Rate Affinity- Joel Ralph
700 Hopmeadow St, Simsbury, CT 06070
8604597672
Denayr "D" Gant
730 Hopmeadow St Suite 1S, Simsbury, CT 06070
8607971997
Mortgage Master - Simsbury, CT
8 Wilcox St, Simsbury, CT 06070
8604132171
A reverse mortgage specialist in Simsbury Connecticut helps homeowners aged 62 and older access home equity without selling their property. Connecticut law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Simsbury guide clients through this process and explain how a reverse mortgage affects estate planning and local property tax deferral programs.
What Does a Reverse Mortgage Specialist in Simsbury Cost?
Typical costs for a reverse mortgage specialist in Connecticut include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Third-party costs such as appraisal title search and recording fees usually range from 2000 to 4000 dollars. HUD counseling fees are around 125 to 250 dollars. These costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist in Simsbury need?
A reverse mortgage specialist must hold a valid Connecticut mortgage loan originator license. They should also have specific training on HECM products and knowledge of Connecticut consumer protection laws that govern reverse mortgages.
How does Connecticut law affect reverse mortgage terms for Simsbury residents?
Connecticut law requires a three-day right of rescission after closing. Borrowers must also receive a list of HUD-approved counseling agencies. Simsbury residents should know that reverse mortgage proceeds do not affect Social Security or Medicare benefits but may impact Medicaid eligibility.
Can a Simsbury homeowner use a reverse mortgage to buy a new home?
Yes. The HECM for Purchase program allows a borrower aged 62 or older to use a reverse mortgage to buy a primary residence in Simsbury. Connecticut law does not restrict this use, but the borrower must still complete counseling and meet all HUD requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.