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Compare Reverse Mortgage Specialists in Stratford, CT

Compare reverse mortgage specialists in Stratford. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Stratford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 2 reverse mortgage specialists in Stratford, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Main Street Mortgage LLC
3267 Main St, Stratford, CT 06614
2033777744
First Choice Mortgage Services
3333 Main St, Stratford, CT 06614
2039083428

A reverse mortgage specialist in Stratford Connecticut helps homeowners aged 62 and older convert home equity into tax free funds. Connecticut law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage. Specialists in Stratford guide clients through the process including property eligibility and loan repayment terms.

What Does a Reverse Mortgage Specialist in Stratford Cost?

Typical costs for a reverse mortgage specialist in Connecticut include an origination fee up to 2 percent of the home value capped at 6000 dollars. Third party costs such as appraisal title search and recording fees range from 1500 to 4000 dollars. Mortgage insurance premiums are 2 percent of the appraised value upfront plus 0.5 percent annually. These costs vary by loan type and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Stratford Connecticut?
Borrowers must be at least 62 years old. If there are multiple borrowers the youngest must meet this age requirement. Connecticut law follows federal HECM guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Connecticut?
Yes Connecticut requires all reverse mortgage applicants to complete a counseling session with a HUD approved counselor. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in Stratford?
You can lose your home if you fail to pay property taxes homeowners insurance or maintain the property. Connecticut law provides a 60 day cure period after a default notice. You must also continue to live in the home as your primary residence.