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Find Reverse Mortgage Specialists Near You in Torrington, CT
Compare reverse mortgage specialists in Torrington. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Torrington, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 3 reverse mortgage specialists in Torrington, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Torrington Savings Bank
235 Dibble St, Torrington, CT 06790
8604822664
First World Mortgage - Torrington Mortgage & Home Loans
1152 E Main St, Torrington, CT 06790
8604681498
Norcom Mortgage
1400 E Main St #3, Torrington, CT 06790
8602015834
A reverse mortgage specialist in Torrington Connecticut helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Connecticut law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Specialists in Torrington guide clients through the process including property eligibility and financial assessment requirements specific to Connecticut.
What Does a Reverse Mortgage Specialist in Torrington Cost?
Typical costs for a reverse mortgage in Connecticut include an origination fee up to 6000 dollars a mortgage insurance premium of 2 percent of the appraised value and third-party fees such as appraisal title and recording costs usually totaling 2000 to 5000 dollars. Closing costs in Torrington may vary based on property value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Torrington Connecticut?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 to be listed as a borrower. Connecticut law follows federal HECM age rules.
Do I need counseling to get a reverse mortgage in Connecticut?
Yes Connecticut requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This must happen before the loan application is submitted and the counselor will explain costs alternatives and obligations.
Can I lose my home with a reverse mortgage in Torrington?
You can lose your home if you fail to pay property taxes homeowners insurance or maintain the property. Connecticut law allows lenders to foreclose if these obligations are not met. The loan becomes due when the last borrower moves out or passes away.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.