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Compare Reverse Mortgage Specialists in Bethany Beach, DE
Compare reverse mortgage specialists in Bethany Beach. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Bethany Beach, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 2 reverse mortgage specialists in Bethany Beach, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lori Martin Group at Fairway Independent Mortgage Corp
34026 Coastal Hwy, Bethany Beach, DE 19930
3025391290
Katie Sheats of Direct Mortgage Loans
300 Ocean View Pkwy, Bethany Beach, DE 19930
3022780513
A reverse mortgage specialist in Bethany Beach Delaware helps homeowners aged 62 and older convert home equity into tax free funds. Delaware law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage. The specialist guides clients through the process and explains how loan repayment works when the home is sold or the borrower moves out.
What Does a Reverse Mortgage Specialist in Bethany Beach Cost?
Typical costs for a reverse mortgage in Delaware include an origination fee up to $6,000, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. Closing costs generally range from $2,000 to $8,000 depending on the property value and lender. Borrowers can finance these costs into the loan. This information is for general purposes only and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Bethany Beach do?
A reverse mortgage specialist assists older homeowners in obtaining a HECM loan. They explain eligibility requirements, loan terms, and repayment obligations. In Delaware the specialist must ensure the borrower completes mandatory counseling with a HUD approved agency.
Are there Delaware specific rules for reverse mortgages?
Delaware follows federal HUD guidelines for HECM loans. The state does not have additional statutes beyond federal rules. Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Delaware.