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Find Reverse Mortgage Specialists Near You in Middletown, DE
Directory of reverse mortgage specialists in Middletown, Delaware. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Middletown, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 13 reverse mortgage specialists in Middletown, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Enoch Kim - Mortgage Broker
47 Haggis Rd, Middletown, DE 19709
3018303366
Guild Mortgage - Evan Johnston
230 Dove Run Centre Dr, Middletown, DE 19709
3022135516
Guild Mortgage - Eric Walters
230 Dove Run Centre Dr, Middletown, DE 19709
3022135507
Guild Mortgage - Ben Pugh
230 Dove Run Centre Dr, Middletown, DE 19709
3022135521
Guild Mortgage - Amanda Broomall
230 Dove Run Centre Dr, Middletown, DE 19709
3024379234
Guild Mortgage - Melissa Swallick
230 Dove Run Centre Dr, Middletown, DE 19709
7322132123
Guild Mortgage - Carol Smith
230 Dove Run Centre Dr, Middletown, DE 19709
3022135505
Guild Mortgage - Chris Grady
230 Dove Run Centre Dr, Middletown, DE 19709
3022135523
Guild Mortgage Company
230 Dove Run Centre Dr, Middletown, DE 19709
3022135520
Guild Mortgage - Tim Hidell
230 Dove Run Centre Dr, Middletown, DE 19709
3022123041
Residential Mortgage Services, Inc.
100 S Broad St, Middletown, DE 19709
3022135522
Guild Mortgage - Mike Smith
230 Dove Run Centre Dr, Middletown, DE 19709
3022135506
LendUS | Middletown, DE
111 W Main St #103, Middletown, DE 19709
3028847700
A reverse mortgage specialist in Middletown Delaware helps homeowners aged 62 and older convert home equity into cash. Delaware law requires that borrowers receive counseling from a HUD-approved agency before obtaining a Home Equity Conversion Mortgage. Specialists in Middletown can guide you through this process and explain how local property values and tax rules may affect your loan.
What Does a Reverse Mortgage Specialist in Middletown Cost?
Typical costs for a reverse mortgage specialist in Delaware include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title search and recording. These can total between 3000 and 8000 dollars depending on the loan amount and property value. Costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Middletown do?
A reverse mortgage specialist helps you understand loan options, eligibility, and the application process. They coordinate with HUD-approved counselors and lenders to ensure compliance with Delaware and federal rules. Their role is to provide information, not to offer financial advice.
Are there Delaware-specific rules for reverse mortgages?
Yes, Delaware requires all reverse mortgage borrowers to complete a counseling session with a HUD-approved agency before loan approval. The state also mandates a three-day right of rescission after closing, giving you time to cancel the loan without penalty. Specialists in Middletown can explain these protections in detail.
How do I choose a reverse mortgage specialist in Middletown Delaware?
Look for a specialist who is licensed in Delaware and has experience with Home Equity Conversion Mortgages. Verify their credentials through the Delaware Department of Justice or the Nationwide Mortgage Licensing System. Ask about their familiarity with Middletown property values and local tax implications.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Delaware.