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Find Reverse Mortgage Specialists Near You in Bartow, FL
Browse reverse mortgage specialists serving Bartow, Florida. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Bartow, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 reverse mortgage specialists in Bartow, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HSL powered by AnnieMac Home Mortgage
1445 E Main St, Bartow, FL 33830
8636074663
Roost Lending, Inc
2387 EF Griffin Rd, Bartow, FL 33830
8632752202
Mortgage Lender of America
160 E Summerlin St #204, Bartow, FL 33830
9414057862
Stockton Mortgage, NMLS #8259
1410 E Georgia St Ste 100, Bartow, FL 33830
8637121704
A reverse mortgage specialist in Bartow, Florida helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists can guide you through the process and explain how Florida homestead exemptions may affect your loan.
What Does a Reverse Mortgage Specialist in Bartow Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee up to 2% of the home value (capped at $6,000), a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from $5,000 to $15,000. These costs are usually rolled into the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Bartow Florida?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed as a borrower. Florida law follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Bartow?
No, you can have an existing mortgage. The reverse mortgage will pay off your current loan first. You must have significant equity in your home to qualify.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.