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Find Reverse Mortgage Specialists Near You in Cocoa Beach, FL
Looking for a reverse mortgage specialist in Cocoa Beach? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Cocoa Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 reverse mortgage specialists in Cocoa Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Space Coast Credit Union | Cocoa Beach, FL
1205 N Atlantic Ave, Cocoa Beach, FL 32931
3217522222
Ideal Lending LLC
5505 N Atlantic Ave STE 207, Cocoa Beach, FL 32931
8449943325
Amanda Gant, Momentum Mortgage
375 Barrello Ln, Cocoa Beach, FL 32931
3212667345
A reverse mortgage specialist in Cocoa Beach helps homeowners aged 62 and older convert home equity into cash without monthly payments. In Florida, borrowers must complete a HUD-approved counseling session before applying. Cocoa Beach residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Cocoa Beach Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 2,000 to 6,000 dollars depending on the property value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Cocoa Beach Florida?
Borrowers must be at least 62 years old. If married, a non-borrowing spouse under 62 may have certain protections under Florida law but must be disclosed during counseling.
Do I need to own my home free and clear to get a reverse mortgage in Cocoa Beach?
No. You can have an existing mortgage. The reverse mortgage will pay off that mortgage first. You must have enough equity to cover the payoff and closing costs.
What Florida-specific rules apply to reverse mortgage specialists in Cocoa Beach?
Florida requires all reverse mortgage loan originators to be licensed by the Florida Office of Financial Regulation. Borrowers must also complete a counseling session with a HUD-approved agency before loan approval.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.