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Find Reverse Mortgage Specialists in Coral Gables, FL
Looking for a reverse mortgage specialist in Coral Gables? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Coral Gables, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 reverse mortgage specialists in Coral Gables, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vice City Lending
2525 Ponce de Leon Blvd Suite #300 - 73, Coral Gables, FL 33134
9542604366
The Ortiz Team at The Mortgage HUB
2525 Ponce de Leon Blvd Suite #300 - 73, Coral Gables, FL 33134
3055877327
Point Mortgage Corporation
1200 Ponce de Leon Blvd, Coral Gables, FL 33134
3052006161
Mortgage Consultant - Eduardo Oropeza
1701 Ponce de Leon Blvd Suite 205, Coral Gables, FL 33134
9544465492
I Finance Florida
2525 Ponce de Leon Blvd Suit 300, Coral Gables, FL 33134
A reverse mortgage specialist in Coral Gables can help homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage (HECM). Florida law requires all reverse mortgage originators to hold a valid state license and provide borrowers with a detailed disclosure of loan terms. Coral Gables residents often use these loans to supplement retirement income or cover healthcare costs while remaining in their homes.
What Does a Reverse Mortgage Specialist in Coral Gables Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value (capped at 6 thousand dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal (400 to 700 dollars) and title search (500 to 1 thousand dollars). Closing costs usually range from 2 thousand to 5 thousand dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications must a reverse mortgage specialist have in Florida?
In Florida a reverse mortgage specialist must hold a valid mortgage loan originator license through the Florida Office of Financial Regulation. They must also complete annual continuing education on reverse mortgage rules and federal HECM guidelines.
Are there specific Florida laws that protect reverse mortgage borrowers?
Yes Florida Statute 494.00724 requires lenders to provide a written list of at least 10 approved housing counseling agencies before a borrower can apply. Borrowers must also complete a counseling session with a HUD-approved counselor.
Can a Coral Gables homeowner lose their home with a reverse mortgage?
A homeowner can lose the home if they fail to pay property taxes or homeowners insurance or if they stop maintaining the property. Florida law gives a 30-day cure period for missed payments before foreclosure can begin.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.