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Find Reverse Mortgage Specialists Near You in Delray Beach, FL
Browse reverse mortgage specialists serving Delray Beach, Florida. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Delray Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 13 reverse mortgage specialists in Delray Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Murgatroy at CrossCountry Mortgage
900 NW 17th Ave Unit 202, Delray Beach, FL 33445
5614860731
The Mortgage Firm Delray Beach
2605 W Atlantic Ave STE D201, Delray Beach, FL 33445
5612663880
Real Genius, LLC
1625 S Congress Ave STE 190, Delray Beach, FL 33445
8557907811
Liberty Mortgage Lending
393 NE 5th Ave, Delray Beach, FL 33483
5612662621
Michal Bander at CrossCountry Mortgage
900 NW 17th Ave Unit 202, Delray Beach, FL 33445
5613321828
Enrique Montjoy at CrossCountry Mortgage
900 NW 17th Ave Unit 202, Delray Beach, FL 33445
5614142835
First Trust Mortgage Company - Delray Branch
103 NE 2nd St, Delray Beach, FL 33444
5613472501
Lets Talk Mortgages
900 E Atlantic Ave suite 21, Delray Beach, FL 33483
5618017339
Supreme Lending
96 NE 5th Ave, Delray Beach, FL 33483
5613300400
Neil Bourdelaise | Main Street Home Loans
35 SE 6th Ave, Delray Beach, FL 33483
4103368432
Craig Stelzer at CrossCountry Mortgage
900 NW 17th Ave Unit 202, Delray Beach, FL 33445
5619291083
Florida Direct Lending Inc
601 N Congress Ave STE 413, Delray Beach, FL 33445
5614148300
CrossCountry Mortgage, LLC
900 NW 17th Ave Unit 202, Delray Beach, FL 33445
5614142832
A reverse mortgage specialist in Delray Beach helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Delray Beach residents often use these loans to supplement retirement income or cover healthcare costs.
What Does a Reverse Mortgage Specialist in Delray Beach Cost?
In Florida reverse mortgage costs include an origination fee capped at 6000 dollars or 2.5 percent of the first 200000 dollars of home value plus 0.5 percent of the amount above that. Upfront mortgage insurance premium is 2 percent of the appraised value. Third party costs such as appraisal title search and recording fees typically range from 1000 to 3000 dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. All costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Delray Beach do?
A specialist guides you through the reverse mortgage process including eligibility counseling and loan options. They help you understand Florida specific rules such as the three day rescission period after closing. They do not provide legal advice but can refer you to a Florida licensed attorney for estate planning concerns.
Are there age requirements for a reverse mortgage in Florida?
Yes all borrowers must be at least 62 years old. The home must be your primary residence. Florida law does not allow reverse mortgages on investment properties or second homes.
What costs are involved with a reverse mortgage in Delray Beach?
Typical costs include an origination fee up to 6000 dollars a mortgage insurance premium of 2 percent of the home value and third party fees for appraisal and title search. These costs are usually financed into the loan so you pay little upfront. Florida law requires a detailed loan estimate within three business days of application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.