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Reverse Mortgage Specialists in Fleming Island, FL
Compare reverse mortgage specialists in Fleming Island. Review contact information and insurance categorys before you decide.
4 agents listed
Updated June 2026
Fleming Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 4 reverse mortgage specialists in Fleming Island, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Reverse Mortgage Specialist in Fleming Island Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee up to 2% of the home value with a cap of 6000 dollars, plus third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the age requirement for a reverse mortgage in Fleming Island Florida?
Borrowers must be at least 62 years old. For married couples, both spouses must meet this age requirement under Florida law.
Do I need to own my home free and clear to qualify for a reverse mortgage in Florida?
No, but you must have substantial equity. Florida law requires that any existing mortgage or lien be paid off with reverse mortgage proceeds at closing.
Are reverse mortgage proceeds taxable in Florida?
No, loan proceeds are not considered income under Florida tax law. However, you must continue paying property taxes and homeowners insurance to avoid default.
Reverse Mortgage Specialists in Other Florida Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.