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Find Reverse Mortgage Specialists Near You in Fleming Island, FL

Directory of reverse mortgage specialists in Fleming Island, Florida. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Fleming Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 reverse mortgage specialists in Fleming Island, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Look Home Loans
4605 US-17 #2, Fleming Island, FL 32003
9048633977
Lisa Daniels Guild Mortgage
1824 Town Center Blvd Suite 103, Fleming Island, FL 32003
9042191417
Tu Mullins NMLS# 657663 - Residential Loan Officer
3521-B US-17, Fleming Island, FL 32003
9044018324
Lisa Doherty
1824 Town Center Blvd Suite 103, Fleming Island, FL 32003
9045211005

Reverse mortgage specialists in Fleming Island Florida help homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists guide clients through Florida-specific property tax and insurance requirements to ensure compliance.

What Does a Reverse Mortgage Specialist in Fleming Island Cost?

Typical costs for a reverse mortgage specialist in Florida include an origination fee up to 2% of the home value with a cap of 6000 dollars, plus third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the age requirement for a reverse mortgage in Fleming Island Florida?
Borrowers must be at least 62 years old. For married couples, both spouses must meet this age requirement under Florida law.
Do I need to own my home free and clear to qualify for a reverse mortgage in Florida?
No, but you must have substantial equity. Florida law requires that any existing mortgage or lien be paid off with reverse mortgage proceeds at closing.