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Compare Reverse Mortgage Specialists in Gainesville, FL
Directory of reverse mortgage specialists in Gainesville, Florida. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Gainesville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 16 reverse mortgage specialists in Gainesville, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
7520 W University Ave Suite B1, Gainesville, FL 32607
3525052722
Hometown Mortgage Services LLC
5618 NW 43rd St Suite B, Gainesville, FL 32653
3522221135
Anthony Cerrud at CrossCountry Mortgage
2441 NW 43rd St Suite 1B, Gainesville, FL 32606
7867211825
My Nice Mortgage
240 NW 76 Dr D, Gainesville, FL 32607
3522220417
Evergreen Home Loans Gainesville NMLS 2776794
1449 SW 74th Dr Office 242, Gainesville, FL 32607
3524480522
Earl Hoskins - Ameris Bank Mortgage
4510 NW 6th Pl 2nd Floor, Gainesville, FL 32607
3522310682
Patriot Lending Group, LLC
4915 NW 43rd St, Gainesville, FL 32606
3523632882
Sue Albritton Landmark Mortgage Planners
2790 NW 43rd St Suite 200, Gainesville, FL 32606
3526817281
Bee Mortgage App
747 SW 2nd Ave Ste 190, Gainesville, FL 32601
8556261999
A reverse mortgage specialist in Gainesville Florida helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists in Gainesville can explain how Florida property taxes and insurance requirements affect reverse mortgage terms.
What Does a Reverse Mortgage Specialist in Gainesville Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 dollars depending on the loan amount and property value. These costs are usually financed into the loan rather than paid upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Gainesville Florida?
Borrowers must be at least 62 years old. The youngest spouse on the title must meet this age requirement. Florida law does not change this federal HUD rule.
Do I need counseling before getting a reverse mortgage in Florida?
Yes Florida law requires HUD-approved counseling for all reverse mortgage applicants. The counseling session covers loan costs repayment terms and alternatives. You must complete this before the lender can process your application.
What happens if I move out of my Gainesville home after getting a reverse mortgage?
If you move out for more than 12 consecutive months the loan becomes due and payable. This includes moving to a nursing home or assisted living facility. Florida law provides no exemption for medical moves.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.