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Compare reverse mortgage specialists in Hernando. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Hernando, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 reverse mortgage specialists in Hernando, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nathan C Paff | Fairway Independent Mortgage Corporation Co-Branch Manager
1298 E Norvell Bryant Hwy A, Hernando, FL 34442
7403923000
Nathan Paff - Fairway Home Mortgage Corp
1298 E Norvell Bryant Hwy A, Hernando, FL 34442
3524055885
Citrus Lending
1160 N Hambletonian Dr, Hernando, FL 34442
3527464290
A reverse mortgage specialist in Hernando Florida helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Hernando residents can use these loans to supplement retirement income while remaining in their homes.
What Does a Reverse Mortgage Specialist in Hernando Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. Mortgage insurance premiums are 2 percent of the appraised value upfront plus 0.5 percent annually. Costs vary by loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Hernando Florida?
Borrowers must be at least 62 years old. The youngest spouse must also meet this age requirement if they are to be listed on the loan. Florida law follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Hernando?
No you do not need to own the home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The remaining equity after paying off the existing loan can be accessed as cash or a line of credit.
What Florida specific counseling is required before getting a reverse mortgage?
Florida law requires all borrowers to complete a counseling session with a HUD approved counselor. This session covers loan terms costs and alternatives. The counselor must be independent from the lender and the specialist.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.