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Find Reverse Mortgage Specialists in Indialantic, FL

Directory of reverse mortgage specialists in Indialantic, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Indialantic, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 2 reverse mortgage specialists in Indialantic, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Elizabeth Cassidy - NMLS#1902671 VA Mortgage Expert
1165 Jimmy Buffett Mem Hwy Unit A, Indialantic, FL 32903
(321) 292-1022 enlistelizabeth.com
Assurance Home Loans Inc
150 Coconut Dr, Indialantic, FL 32903
(321) 728-0101 assurancehome.com

A reverse mortgage specialist in Indialantic Florida helps homeowners aged 62 and older convert home equity into loan proceeds. Florida law requires borrowers to complete a HUD approved counseling session before applying for a Home Equity Conversion Mortgage (HECM). Indialantic residents benefit from specialists who understand local property values and the unique coastal market conditions on the Space Coast.

What Does a Reverse Mortgage Specialist in Indialantic Cost?

Typical costs for a reverse mortgage in Florida include an origination fee up to 2.5 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal title and recording fees. Total closing costs often range from 5,000 to 10,000 dollars for a 300,000 dollar home. Costs vary by loan type and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Indialantic Florida?
Borrowers must be at least 62 years old. If there are multiple borrowers, the youngest borrower must meet this age requirement. Florida law does not allow a younger spouse to be added to the loan after closing.
Do I need to complete counseling before getting a reverse mortgage in Florida?
Yes Florida law and federal HUD rules require all borrowers to complete a counseling session with a HUD approved counselor. The session must occur before you submit your loan application. The counselor explains loan terms costs and alternatives.
Can I lose my home with a reverse mortgage in Indialantic?
You can lose your home if you fail to pay property taxes homeowners insurance or maintain the property. Florida law gives lenders the right to foreclose if you do not meet these obligations. You must also continue to live in the home as your primary residence.

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