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Find Reverse Mortgage Specialists in Jacksonville Beach, FL
Looking for a reverse mortgage specialist in Jacksonville Beach? Review the directory below to compare your options.
12 agents listed
Updated June 2026
Jacksonville Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 12 reverse mortgage specialists in Jacksonville Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Reverse Mortgage Specialist in Jacksonville Beach Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value, mortgage insurance premiums (2 percent upfront plus 0.5 percent annually), and third-party fees such as appraisal (400 to 600 dollars), title search, and recording fees. Total closing costs often range from 2,000 to 8,000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Jacksonville Beach Florida?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage (HECM) in Florida. If you are married and your spouse is under 62, they may still be protected under certain conditions. The property must be your primary residence.
Do I need to attend counseling before getting a reverse mortgage in Florida?
Yes, Florida law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying for a reverse mortgage. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
How does a reverse mortgage affect my heirs in Florida?
Heirs can keep the home by paying off the loan balance or 95 percent of the appraised value, whichever is less. If they sell the home, any remaining equity after loan repayment goes to the estate. Florida law provides a six-month grace period for heirs to decide.
Reverse Mortgage Specialists in Other Florida Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.