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Compare Reverse Mortgage Specialists in Jacksonville Beach, FL
Directory of reverse mortgage specialists in Jacksonville Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Jacksonville Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 reverse mortgage specialists in Jacksonville Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Future Home Loans
224 3rd St N, Jacksonville Beach, FL 32250
8442028124
Grid Mortgage
11 San Pablo Cir N, Jacksonville Beach, FL 32250
9042284917
Homebound Mortgage
2029 3rd St N, Jacksonville Beach, FL 32250
9042221397
Tyler Tatum - Movement Mortgage NMLS 791352
333 1st St N #310, Jacksonville Beach, FL 32250
4047518463
Promise Mortgage - Jonathan Torres
1522 Penman Rd, Jacksonville Beach, FL 32250
5183680090
George Vrban | Movement Mortgage / Retirement Mortgage Professional
102 6th Ave N Suites 8 and 9, Jacksonville Beach, FL 32250
9046168181
Michael Keller, Mortgage Broker NMLS 1825555 - "Mortgage Mike"
Mortgage Mike, 315 11th Ave N, Jacksonville Beach, FL 32250
8137274247
Luna Mortgage
415 3rd St S, Jacksonville Beach, FL 32250
9047588524
North Florida Mortgage Brokers
380 13th Ave N, Jacksonville Beach, FL 32250
9047550307
Andrew Scammon at Future Home Loans.
224 3rd St N, Jacksonville Beach, FL 32250
5627430111
Paul Peacock Mortgage Broker
315 11th Ave N, Jacksonville Beach, FL 32250
9043386530
Ryan Proffitt at Rate (NMLS #22464)
602 Shetter Ave Executive Office #1, Jacksonville Beach, FL 32250
9047605788
A reverse mortgage specialist in Jacksonville Beach, Florida helps homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. Florida law requires all reverse mortgage loan originators to hold a valid license and complete specific counseling through a HUD-approved agency. Local specialists can guide you through the unique coastal property values and insurance considerations common to Jacksonville Beach homes.
What Does a Reverse Mortgage Specialist in Jacksonville Beach Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value, mortgage insurance premiums (2 percent upfront plus 0.5 percent annually), and third-party fees such as appraisal (400 to 600 dollars), title search, and recording fees. Total closing costs often range from 2,000 to 8,000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Jacksonville Beach Florida?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage (HECM) in Florida. If you are married and your spouse is under 62, they may still be protected under certain conditions. The property must be your primary residence.
Do I need to attend counseling before getting a reverse mortgage in Florida?
Yes, Florida law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying for a reverse mortgage. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.