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Reverse Mortgage Specialists in Lake Worth Beach, FL
Compare reverse mortgage specialists in Lake Worth Beach. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Lake Worth Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 reverse mortgage specialists in Lake Worth Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Avenue Mortgage
8 S J St, Lake Worth Beach, FL 33460
8778064028
Ulysse Mortgage
723 S Federal Hwy, Lake Worth Beach, FL 33460
5612288333
Lake Worth Beach Mortgage - Preston Ware
218 S M St #2, Lake Worth Beach, FL 33460
5613290075
American Home Finance Group, Inc.
1315 N Dixie Hwy, Lake Worth Beach, FL 33460
5613764583
Sunbridge Mortgage
1012 S Dixie Hwy, Lake Worth Beach, FL 33460
5617699407
STANDARD MORTGAGE CO.
1005 Lake Ave, Lake Worth Beach, FL 33460
5612890125
Lake Worth Beach Mortgage /Mortgage Brokers
218 S M St #2, Lake Worth Beach, FL 33460
5613290075
A reverse mortgage specialist in Lake Worth Beach Florida helps homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage or HECM. Florida law requires borrowers to complete HUD-approved counseling before applying. Lake Worth Beach residents benefit from local specialists who understand Palm Beach County property values and Florida homestead exemption rules.
What Does a Reverse Mortgage Specialist in Lake Worth Beach Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 5,000 to 15,000 dollars depending on home value and lender. Florida law requires a three-day right of rescission after closing. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lake Worth Beach Florida?
Borrowers must be at least 62 years old. If married, a younger spouse may be able to remain in the home after the borrowing spouse passes away, under HUD rules updated in 2014.
Do I need to own my home free and clear to get a reverse mortgage in Florida?
No. You can have an existing mortgage, but the reverse mortgage proceeds must first pay off that loan. Florida law does not require full ownership, but you must have significant equity.
Are reverse mortgage proceeds taxable in Florida?
No. Reverse mortgage proceeds are considered loan advances, not income, so they are not subject to federal or Florida state income tax. However, interest is not deductible until the loan is repaid.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.