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Directory of reverse mortgage specialists in Largo, Florida. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Largo, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 reverse mortgage specialists in Largo, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
DDA Mortgage
1600 W Bay Dr Ste B, Largo, FL 33770
7277845555
VanDyk Mortgage Corporation
801 W Bay Dr Suite 200, Largo, FL 33770
7272146451
Integrity Financial Services
13129 66th St N, Largo, FL 33773
7275310000
Sunshine Mortgage Brokers
801 W Bay Dr Ste 509, Largo, FL 33770
7273317948
Beach Line Mortgage Inc.
2401 W Bay Dr Suite 117, Largo, FL 33770
7277244832
Top Mortgage Team
12600 S Belcher Rd #106-H, Largo, FL 33773
7277090911
Merchant One Mortgage Florida
12800 Indian Rocks Rd #5C, Largo, FL 33774
8007940441
Statewide Mortgage Co
1601 E Bay Dr STE 3, Largo, FL 33771
7277970300
A reverse mortgage specialist in Largo Florida helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists guide clients through Florida-specific property tax deferral programs and homestead exemption rules that affect reverse mortgage eligibility.
What Does a Reverse Mortgage Specialist in Largo Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and closing costs of 2,000 to 5,000 dollars. Appraisal fees range from 450 to 700 dollars. Total costs often range from 8,000 to 15,000 dollars but vary by loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Largo Florida?
Borrowers must be at least 62 years old. For HECM loans the youngest borrower must meet this age requirement. Florida law does not add extra age limits beyond federal HUD rules.
Do I need counseling before getting a reverse mortgage in Florida?
Yes Florida law requires HUD-approved counseling for all reverse mortgage applicants. The session must occur before you submit a loan application. Counseling covers loan terms costs and alternatives.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.