ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Melbourne, FL
Directory of reverse mortgage specialists in Melbourne, Florida. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Melbourne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 reverse mortgage specialists in Melbourne, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Morgan Financial
1441 N Harbor City Blvd, Melbourne, FL 32935
3217573570
The Mortgage Firm Inc. Space Coast
930 S Harbor City Blvd Suite 304, Melbourne, FL 32901
3217010441
RMC Home Mortgage, LLC
1686 W Hibiscus Blvd Suite A, Melbourne, FL 32901
8774787369
Future Home Loans Space Coast
524 N Harbor City Blvd, Melbourne, FL 32935
3213538600
Dyer Mortgage, a Division of Primary Residential Mortgage, Inc.
10 S Harbor City Blvd, Melbourne, FL 32901
3212154419
Revolution Mortgage - Ben Mitas & John Henderson
1900 S Harbor City Blvd Ste 209, Melbourne, FL 32901
3213178250
Jennifer Kline at Neighborhood Loans - NMLS# 1574523
306 E Strawbridge Ave, Melbourne, FL 32901
3216841975
Embrace Home Loans - Melbourne, FL
5500 Murrell Rd #201, Melbourne, FL 32940
3218211000
Fluent Mortgage Corp.
6905 N Wickham Rd Suite 402, Melbourne, FL 32940
8777358368
New American Funding - Jake LaBelle
5500 Murrell Rd #201, Melbourne, FL 32940
8023534724
Bay Equity LLC
501 E New Haven Ave, Melbourne, FL 32901
3215913064
Slam Dunk Home Loans
8530 N Wickham Rd STE 112, Melbourne, FL 32940
4077613797
Ashley Stockrahm Mortgage Group- Edge Home Loans
4840 Dairy Rd STE 101, Melbourne, FL 32904
3214583725
American Mortgage Loan Services, LLC
1243 N Harbor City Blvd Ste. A, Melbourne, FL 32935
3217236206
Oceans Lending LLC
1740 Sarno Rd, Melbourne, FL 32935
3213392995
Jerrod Harlan, CrossCountry Mortgage
202 N Harbor City Blvd, Melbourne, FL 32935
3215374527
Eagle Bay Mortgage, L.L.C.
3783 Gatwick Manor Ln, Melbourne, FL 32940
3218061013
The Mortgage Firm West Melbourne
4780 Dairy Rd, Melbourne, FL 32904
3217541212
Greg Whitworth - Mortgage Broker
575 S Wickham Rd Suite F Unit 240, Melbourne, FL 32904
4073100755
Rize Mortgage - Melbourne, FL
3960 Minton Rd, Melbourne, FL 32904
9546476864
A reverse mortgage specialist in Melbourne Florida helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Specialists guide clients through this process and explain how Florida homestead protections may affect the loan.
What Does a Reverse Mortgage Specialist in Melbourne Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party fees like appraisal and title search. Total closing costs often range from 3000 to 8000 dollars depending on the loan amount and property value. These costs are usually financed into the loan rather than paid out of pocket. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Melbourne Florida?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 or meet specific deferral rules under Florida law.
Do I need counseling before getting a reverse mortgage in Florida?
Yes Florida law requires HUD-approved counseling for all HECM reverse mortgages. The session covers loan terms costs and alternatives. You must complete it before the lender can process your application.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Melbourne who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.