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Compare Reverse Mortgage Specialists in Miramar, FL
Browse reverse mortgage specialists serving Miramar, Florida. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Miramar, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 reverse mortgage specialists in Miramar, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Elite Lending LLC
2750 SW 145th Ave Unit 403, Miramar, FL 33027
7867031989
EZ Funding Group
3350 SW 148th Ave Suit 110, Miramar, FL 33027
9543181100
Mortgage Chicks
3350 SW 148th Ave Suit 110, Miramar, FL 33027
3052287600
Richard Ruble - VanDyk Mortgage Corporation
3350 SW 148th Ave #126, Miramar, FL 33027
9548952310
Grace Modern Financial/ Grace Modern Mortgage
11820 Miramar Pkwy S4 207, Miramar, FL 33025
9549458694
Hometown Home Loans, LLC
12074 Miramar Pkwy, Miramar, FL 33025
9545890917
South Florida Quality Mortgage Corp
12781 Miramar Pkwy #303, Miramar, FL 33027
9544557625
Florida Grown Mortgage
3150 SW 114th Ter, Miramar, FL 33025
3057227667
Reverse mortgage specialists in Miramar Florida help homeowners aged 62 and older convert home equity into loan proceeds without monthly mortgage payments. Florida law requires borrowers to complete a counseling session with a HUD approved counselor before applying. Miramar residents benefit from specialists who understand local property values and the specific requirements of the Florida homestead exemption.
What Does a Reverse Mortgage Specialist in Miramar Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the first 200000 of home value plus 1 percent of the amount over 200000. Third party costs such as appraisal title insurance and recording fees usually range from 2000 to 5000. An upfront mortgage insurance premium of 2 percent of the appraised value is required. Annual mortgage insurance premiums are 0.5 percent of the loan balance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Miramar Florida?
Borrowers must be at least 62 years old. If there are multiple borrowers on the title all must meet the age requirement unless one is a non borrowing spouse who qualifies under specific HUD rules.
Do I have to own my home free and clear to get a reverse mortgage in Miramar?
No you do not need to own the home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The amount you can borrow depends on your age the home value and current interest rates.
What happens to my reverse mortgage if I move out of Miramar Florida?
If you permanently move out of the home for more than 12 consecutive months the loan becomes due and payable. This includes moving to a nursing home or assisted living facility. Florida law requires the lender to give you notice before foreclosure proceedings begin.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.