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Find Reverse Mortgage Specialists in Pinecrest, FL
Looking for a reverse mortgage specialist in Pinecrest? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Pinecrest, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 reverse mortgage specialists in Pinecrest, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NXT LVL Lending
9771 S Dixie Hwy, Pinecrest, FL 33156
3058037695
Chase Home Lending
12795 S Dixie Hwy, Pinecrest, FL 33156
3052837828
A reverse mortgage specialist in Pinecrest Florida helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Pinecrest residents benefit from specialists who understand local property values and Florida homestead exemption rules.
What Does a Reverse Mortgage Specialist in Pinecrest Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2% of the first $200,000 of home value plus 1% of the amount above $200,000. Closing costs such as appraisal title insurance and recording fees range from $2,000 to $5,000. Mortgage insurance premiums are 2% of the appraised value upfront plus 0.5% annually. These costs vary by loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Pinecrest Florida?
Borrowers must be at least 62 years old. For HECM loans the youngest borrower must meet this age requirement. Florida law also requires a non-borrowing spouse to meet certain conditions to remain in the home after the borrower passes away.
Do I need counseling before getting a reverse mortgage in Florida?
Yes Florida law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur at least 30 days before closing. The counselor explains loan terms costs and alternatives.
Can I lose my home with a reverse mortgage in Pinecrest?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you do not maintain the property. Florida law requires lenders to verify that borrowers have the financial ability to meet these obligations. The loan becomes due when you sell move out permanently or pass away.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.