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Reverse Mortgage Specialists in Port Charlotte, FL
Looking for a reverse mortgage specialist in Port Charlotte? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Port Charlotte, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 reverse mortgage specialists in Port Charlotte, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Morningstar Mortgage
474 S Tamiami Trl #3, Port Charlotte, FL 33953
8135451213
Advanced Mortgage
1777 S Tamiami Trl Office 5 Suite 304, Port Charlotte, FL 33948
2027024861
Becky Sikorski Mortgage Loan Officer
1777 S Tamiami Trl Suite 304-5, Port Charlotte, FL 33948
9416282320
Raleigh Morrison - Realtor & Mortgage Broker
4456 S Tamiami Trl, Port Charlotte, FL 33980
9417691362
Custom Mortgage
20020 Veterans Blvd UNIT 14, Port Charlotte, FL 33954
9412553342
loanDepot
18501 Murdock Cir # 503, Port Charlotte, FL 33948
9418837150
Home For Life Reverse Mortgage, Inc NMLS#2257258
23072 Nugent Ave, Port Charlotte, FL 33954
9416282849
Guild Mortgage - Gary Jones
1166 March Dr, Port Charlotte, FL 33953
9413690515
Guild Mortgage Company
1166 March Dr, Port Charlotte, FL 33953
9413690515
Evergreen Reverse Mortgage Lenders
18505 Paulson Dr # 10, Port Charlotte, FL 33954
9412296932
Reverse mortgage specialists in Port Charlotte Florida help homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage (HECM). Florida law requires mandatory counseling from a HUD-approved agency before you can close on a reverse mortgage. Port Charlotte residents often use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Port Charlotte Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees like appraisal and title search ranging from $500 to $1,500. Closing costs usually total between $2,000 and $8,000 depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Port Charlotte Florida?
You must be at least 62 years old to qualify for a HECM reverse mortgage in Florida. All borrowers listed on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in Florida?
Yes, Florida law and federal HUD rules require you to complete a counseling session with a HUD-approved counselor. The session covers loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Port Charlotte?
You can lose your home if you fail to pay property taxes, homeowner insurance, or maintain the property. Florida has strict foreclosure laws for noncompliance with these obligations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.