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Find Reverse Mortgage Specialists in Port St. Lucie, FL
Directory of reverse mortgage specialists in Port St. Lucie, Florida. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Port St. Lucie, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 17 reverse mortgage specialists in Port St. Lucie, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Group One Mortgage Port St. Lucie
4007 SW Port St Lucie Blvd unit #3, Port St. Lucie, FL 34953
7724637750
Treasure Coast Mortgage : Emmett Dempsey
584 NW University Blvd Suite 711, Port St. Lucie, FL 34986
7726185058
Hightide Mortgage
1860 SW Fountainview Blvd, Port St. Lucie, FL 34986
5612629884
Pelagic Mortgage, Inc.
1860 SW Fountainview Blvd #100, Port St. Lucie, FL 34986
7723326070
Treasure Coast Home Loans
10380 SW Village Center Dr #109, Port St. Lucie, FL 34987
5612239347
RJ Hanke Innovative Mortgage Services Mortgage Broker for Home Loans FHA Mortgage 1st Time Home Buyer
10570 S U.S. Hwy 1 Suite 300, Port St. Lucie, FL 34952
7722612400
Be My Neighbor Mortgage
554 SE Port St Lucie Blvd, Port St. Lucie, FL 34984
7722286288
Hometown Financial Services
1380 SW Import Dr Suite 102, Port St. Lucie, FL 34953
7722526724
Cross Country Mortgage - Team Brackeen
11582 SW Vlg Pkwy PMB 1, Port St. Lucie, FL 34987
3167346856
The Lord's Process, LLC
By Appt. Only, 2538 SE West Blackwell Dr, Port St. Lucie, FL 34952
5618995899
Mortgage Masters Group of Total Mortgage Services, LLC.
481 SW Port St Lucie Blvd suite a, Port St. Lucie, FL 34953
7723404003
Port St. Lucie Mortgage Brokers, LLC
148 SE Whitmore Dr, Port St. Lucie, FL 34984
7726789488
Claire Financial Services - nmls 2167575
1680 SW Bayshore Blvd #104, Port St. Lucie, FL 34984
7722814515
Shirley Adams Financial Services, Inc.
8000 S U.S. Hwy 1 Suite # 302, Port St. Lucie, FL 34952
7726212485
Jeff Germano – Port St. Lucie Loan Officer | Pelagic Mortgage
1860 SW Fountainview Blvd, Port St. Lucie, FL 34986
5182217262
Unity Mortgage, LLC
1680 St Lucie W Blvd #204, Port St. Lucie, FL 34986
5616356611
Divito lending
8704 SW Flutto Way, Port St. Lucie, FL 34987
8002863235
A reverse mortgage specialist in Port St. Lucie Florida helps homeowners aged 62 and older convert home equity into loan proceeds. Florida law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Port St. Lucie residents often use these loans to supplement retirement income or cover medical expenses.
What Does a Reverse Mortgage Specialist in Port St. Lucie Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Port St. Lucie Florida?
Borrowers must be at least 62 years old. If the home is owned jointly, the younger spouse must also be 62 or older. Florida law follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Florida?
Yes. Florida law requires a mandatory counseling session with a HUD-approved counselor. This session must happen before you submit a loan application. The counselor explains loan terms, costs, and alternatives.
What happens if I move out of my Port St. Lucie home after getting a reverse mortgage?
If you move out for more than 12 consecutive months, the loan becomes due. This includes moving to a nursing home or assisted living. Florida law allows a 12-month grace period before the lender can demand repayment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.