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Find Reverse Mortgage Specialists in Port St. Lucie, FL
Compare reverse mortgage specialists in Port St. Lucie. Review contact information and insurance categorys before you decide.
17 agents listed
Updated June 2026
Port St. Lucie, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 17 reverse mortgage specialists in Port St. Lucie, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Group One Mortgage Port St. Lucie
4007 SW Port St Lucie Blvd unit #3, Port St. Lucie, FL 34953
A reverse mortgage specialist in Port St. Lucie Florida helps homeowners aged 62 and older convert home equity into loan proceeds. Florida law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Port St. Lucie residents often use these loans to supplement retirement income or cover medical expenses.
What Does a Reverse Mortgage Specialist in Port St. Lucie Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Port St. Lucie Florida?
Borrowers must be at least 62 years old. If the home is owned jointly, the younger spouse must also be 62 or older. Florida law follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Florida?
Yes. Florida law requires a mandatory counseling session with a HUD-approved counselor. This session must happen before you submit a loan application. The counselor explains loan terms, costs, and alternatives.
What happens if I move out of my Port St. Lucie home after getting a reverse mortgage?
If you move out for more than 12 consecutive months, the loan becomes due. This includes moving to a nursing home or assisted living. Florida law allows a 12-month grace period before the lender can demand repayment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.