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Compare Reverse Mortgage Specialists in St. Petersburg, FL

Browse reverse mortgage specialists serving St. Petersburg, Florida. Contact information and addresses listed below.

18 agents listed
Updated May 2026
St. Petersburg, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 18 reverse mortgage specialists in St. Petersburg, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gateway Capital Mortgage
11 Beach Dr SE, St. Petersburg, FL 33701
7273881321
Savvy Mortgage Lending: Tracie Mayo, Mortgage Broker
3833 Central Ave, St. Petersburg, FL 33713
7278775684
Creative 1st Mortgage
447 3rd Ave N Suite 210, St. Petersburg, FL 33701
7279149397
Waterstone Mortgage Corporation
6798 Crosswinds Dr N Suite C-104, St. Petersburg, FL 33710
7274970397
Custom Rate Mortgage
360 Central Ave Suite 470, St. Petersburg, FL 33701
7272105547
The Mortgage Firm
9600 Koger Blvd N #208, St. Petersburg, FL 33702
4077471492
Team Stapleton Home Loans LLC
3035 5th Ave N, St. Petersburg, FL 33713
7278002921
BD Mortgage Group LLC
9800 4th St N #200, St. Petersburg, FL 33702
7277616111
Jeff Crain: CrossCountry Mortgage, LLC
150 2nd Ave N #850, St. Petersburg, FL 33701
7275013534
Azulow
970 Lake Carillon Dr #300, St. Petersburg, FL 33716
7275102015
Soar Lending
449 Central Ave #201, St. Petersburg, FL 33701
7273100955
Help Me BA
740 4th St N #102, St. Petersburg, FL 33701
8147770757
Seth Stern
6798 Crosswinds Dr N Suite C-104, St. Petersburg, FL 33710
7276471356
911 MORTGAGE - "Fast Funding To The Rescue!"
4180 Central Ave Suite #1, St. Petersburg, FL 33711
7274779111
Southern Gulf Coast Mortgage
7901 4th St N suite 300, St. Petersburg, FL 33702
7272850749
JZ Mortgage Services, Inc.
1252 63rd Ave S, St. Petersburg, FL 33705
8882171526
Blue Water Mortgage: Jonathan Ferrante
200 Central Ave Suite 537, St. Petersburg, FL 33701
8132674369
Affordable Home Mortgage - Florida
5901 Sun Blvd, St. Petersburg, FL 33715
4436773281

A reverse mortgage specialist in St. Petersburg Florida helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires all reverse mortgage originators to hold a valid state license and complete specific education. Local specialists understand Pinellas County property values and the unique needs of St. Petersburg retirees.

What Does a Reverse Mortgage Specialist in St. Petersburg Cost?

Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value or a flat fee of 2500 to 6000 dollars. You may also pay a mortgage insurance premium of 2 percent of the appraised value plus annual premiums. Appraisal and title fees range from 500 to 1500 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist do in St. Petersburg?
A specialist guides you through the reverse mortgage process from application to closing. They explain loan terms costs and Florida-specific requirements like mandatory counseling. They also help you compare lenders and choose the right product for your situation.
Are there Florida laws that affect reverse mortgages?
Yes Florida requires a mandatory third-party counseling session before you can apply. The state also limits origination fees and requires lenders to disclose all costs clearly. Florida law gives you a three-day right to cancel after closing.
How do I choose a reverse mortgage specialist in St. Petersburg?
Look for a specialist who is licensed in Florida and has experience with local properties. Check their record with the Florida Office of Financial Regulation. Ask about fees and whether they offer the HECM or proprietary loan options.