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Reverse Mortgage Specialists in Sunny Isles Beach, FL
Looking for a reverse mortgage specialist in Sunny Isles Beach? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Sunny Isles Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 reverse mortgage specialists in Sunny Isles Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Florida Reverse Mortgage
250 Sunny Isles Blvd #2006, Sunny Isles Beach, FL 33160
3055239488
PRMG
18246 Collins Ave Suite1, Sunny Isles Beach, FL 33160
7862173618
A reverse mortgage specialist in Sunny Isles Beach can help homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete a counseling session with a HUD approved counselor before applying. Sunny Isles Beach properties often have high values, making reverse mortgages a useful option for seniors seeking additional income.
What Does a Reverse Mortgage Specialist in Sunny Isles Beach Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party costs such as appraisal and title fees. For a home valued at 500,000 dollars, total closing costs often range from 10,000 to 15,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Sunny Isles Beach?
A reverse mortgage specialist guides homeowners through the process of obtaining a Home Equity Conversion Mortgage. They explain eligibility, loan terms, and how Florida law affects the transaction. They also coordinate with HUD approved counselors as required by Florida statute.
Are there Florida specific rules for reverse mortgages?
Yes, Florida law mandates a mandatory counseling session with a HUD approved counselor before a reverse mortgage application can proceed. Additionally, Florida has a 3 day right of rescission period after closing, allowing borrowers to cancel the loan without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.