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Compare Reverse Mortgage Specialists in Trinity, FL
Directory of reverse mortgage specialists in Trinity, Florida. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Trinity, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 reverse mortgage specialists in Trinity, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CPF Mortgage
10710 FL-54 c101, Trinity, FL 34655
7272261040
Chissell Mortgage Group
1817 Cypress Brook Dr STE 104, Trinity, FL 34655
7273766900
The Mortgage Firm Trinity
2150 Seven Springs Blvd, Trinity, FL 34655
7279349348
A reverse mortgage specialist in Trinity Florida helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete counseling from a HUD-approved agency before applying. Specialists in Trinity guide clients through the HECM program and local property tax considerations.
What Does a Reverse Mortgage Specialist in Trinity Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 5,000 to 15,000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Trinity Florida?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage in Florida. All borrowers listed on the title must meet this age requirement. The specialist will verify your age and ownership status.
Do I need to own my home free and clear to get a reverse mortgage in Trinity?
No you do not need to own your home free and clear. You can still qualify if you have an existing mortgage as long as you have enough equity. The reverse mortgage will pay off your current loan first.
What Florida laws affect reverse mortgage proceeds and repayment?
Florida law requires that proceeds from a reverse mortgage be used to pay property taxes and homeowners insurance. If you fail to pay these, the loan may become due. A specialist can explain the repayment triggers under Florida statutes.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.