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Find Reverse Mortgage Specialists in Vero Beach, FL
Browse reverse mortgage specialists serving Vero Beach, Florida. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Vero Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 17 reverse mortgage specialists in Vero Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Kim Ullrich
3235 Cardinal Dr, Vero Beach, FL 32963
5612123849
Chris Ruby & The Treasure Coast Team of Supreme Lending
800 20th Pl #5, Vero Beach, FL 32960
7725306192
Denise Russo NMLS 644402 | ONE Presidential Mortgage
2907 Ocean Dr, Vero Beach, FL 32963
8608183307
Smartly Home Loans, Inc
80 Royal Palm Pointe, Vero Beach, FL 32960
7729992882
Union Home Mortgage - Vero Beach
93 Royal Palm Pointe, Vero Beach, FL 32960
7722266300
Amy Speak | SouthState Mortgage
3240 Cardinal Dr, Vero Beach, FL 32963
7722347877
Total Mortgage
2145 14th Ave Suite # 10, Vero Beach, FL 32960
7729335626
Contour Mortgage, Vero Beach
1701 Jimmy Buffett Mem Hwy Suite #103, Vero Beach, FL 32963
7727582341
Cole Ripple
3096 Cardinal Dr Suite 2A, Vero Beach, FL 32963
7725386485
Ursula Kupferer | SouthState Mortgage
855 21st St, Vero Beach, FL 32960
7722347858
Total Mortgage
2907 Ocean Dr, Vero Beach, FL 32963
7727130123
Shannon Pohl - Union Home Mortgage
93 Royal Palm Pointe, Vero Beach, FL 32960
7723606030
Ocean Mortgage Capital
601 21st St Ste. 30 0, Vero Beach, FL 32960
7725594630
C2 Financial Corporation - Vero Beach Office - Clay Collins strictly offering reverse mortgages for seniors
1054 20th Pl, Vero Beach, FL 32960
7725842260
Guild Mortgage - Dawn Schweiker
333 17th St Unit K Office 21, Vero Beach, FL 32960
6095602052
Riverside Mortgage Solutions
801 20th Pl, Vero Beach, FL 32960
7725715671
ONE Presidential Mortgage
2907 Ocean Dr, Vero Beach, FL 32963
8608183307
A reverse mortgage specialist in Vero Beach Florida helps homeowners aged 62 and older access their home equity without monthly payments. Florida law requires all reverse mortgage borrowers to complete a counseling session with a HUD approved agency before applying. Vero Beach residents often use these loans to supplement retirement income or cover healthcare costs.
What Does a Reverse Mortgage Specialist in Vero Beach Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal title and recording. Total closing costs often range from 5,000 to 15,000 dollars. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who is eligible for a reverse mortgage in Vero Beach Florida?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. Florida law also requires a financial assessment to ensure you can pay property taxes and insurance.
What are the Florida specific counseling requirements for reverse mortgages?
Florida mandates a HUD approved counseling session before you can apply for a reverse mortgage. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.
How does a reverse mortgage affect my heirs in Vero Beach?
Heirs can keep the home by paying off the loan balance or selling the property. Florida law gives heirs 30 days after the loan becomes due to decide. If the sale does not cover the loan, the Federal Housing Administration insurance covers the difference.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.