ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Reverse Mortgage Specialists in Carrollton, GA
Directory of reverse mortgage specialists in Carrollton, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Carrollton, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 12 reverse mortgage specialists in Carrollton, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carroll Finance Company
1004 Bankhead Hwy B 27, Carrollton, GA 30117
7708343365
The Hall Team Mortgage Group
202 Bradley St Suite D, Carrollton, GA 30117
6785251443
Sunset Finance of Carrollton
726 Bankhead Hwy, Carrollton, GA 30117
7702149013
Security Finance
511 Bankhead Hwy, Carrollton, GA 30117
7708387884
Guild Mortgage - Cynthia Hall
202 Bradley St Suite D, Carrollton, GA 30117
6785251443
OneMain Financial
1141 Bankhead Hwy g, Carrollton, GA 30116
7702140244
Guild Mortgage - Robert Strawhand
202 Bradley St Suite D, Carrollton, GA 30117
4048633797
Guild Mortgage - Olivia Howard
202 Bradley St Suite D, Carrollton, GA 30117
6785258390
Guild Mortgage - Brian Sanchez
202 Bradley St Suite D, Carrollton, GA 30117
7069737933
Legacy Mortgage Team at Goldwater Bank
106 Cedar St, Carrollton, GA 30117
6785345833
Norton Financial, Inc.
108 Corporate Dr, Carrollton, GA 30117
6789413493
Goldwater Bank, N.A
106 Cedar St, Carrollton, GA 30117
6785345718
A reverse mortgage specialist in Carrollton Georgia helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Georgia law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. This service is available for primary residences in Carroll County and surrounding areas.
What Does a Reverse Mortgage Specialist in Carrollton Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 dollars depending on the home value and lender. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Carrollton Georgia?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be a primary residence and meet FHA standards. Georgia law also requires a financial assessment to ensure the borrower can pay property taxes and insurance.
How does Georgia law affect reverse mortgage proceeds?
In Georgia reverse mortgage proceeds are not considered income for tax purposes and do not affect Social Security or Medicare benefits. However they may impact Medicaid eligibility if proceeds are not spent within the same calendar month. Borrowers should consult a financial advisor for specific guidance.
What happens to the reverse mortgage when the borrower passes away in Georgia?
The loan becomes due when the last borrower dies or permanently moves out. Heirs have 30 days to decide to repay the loan or sell the property. Georgia law allows heirs to keep any remaining equity after the loan is paid off.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Carrollton who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.