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Find Reverse Mortgage Specialists in Macon, GA

Compare reverse mortgage specialists in Macon. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Macon, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 15 reverse mortgage specialists in Macon, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MidState Mortgage Company LLC
3747 Vineville Ave, Macon, GA 31204
4787578801
GMFS Mortgage - Macon
4009 Vineville Ave B, Macon, GA 31210
4702353570
Midtowne Mortgage
2614 Riverside Dr, Macon, GA 31204
4787462063
Fairway Independent Mortgage Corporation
3324 Vineville Ave, Macon, GA 31204
4784779455
Amy Gibson Lending Team
305 3rd St suite A, Macon, GA 31201
4787470685
Carrie Sanders at GMFS Mortgage - NMLS #586409
4009-B Vineville Ave, Macon, GA 31210
4702353570
Lendmark Financial Services LLC
225 Tom Hill Sr Blvd A, Macon, GA 31210
4784755589
On the Move Home Loans, LLC
104 Georgetown Ct, Macon, GA 31210
2532095359
Simon Nwoke - Barrett Financial Group,llc
3329 Northside Dr, Macon, GA 31210
4783204152
Glory Mortgage
178 Sanders Rd, Macon, GA 31210
8177063335
Tino V Sheridan | Fairway Independent Mortgage Corporation Branch Manager
3324 Vineville Ave Suites C & D, Macon, GA 31204
4783355626
Capital City Home Loans
1601 Bass Rd, Macon, GA 31210
4787386150
Sagamore Home Mortgage
195 Spring St e, Macon, GA 31201
4783197382
Georgia Residential Mortgage
145 Park St #5016, Macon, GA 31210
4784747470
Macon Mortgage
641 Monroe St, Macon, GA 31201
4784744600

Reverse mortgage specialists in Macon Georgia help homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Georgia law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Macon residents can use these funds for home repairs medical expenses or supplementing retirement income while retaining home ownership.

What Does a Reverse Mortgage Specialist in Macon Cost?

Typical costs for a reverse mortgage specialist in Georgia include an origination fee of up to 2 percent of the home value capped at 6000 dollars and a mortgage insurance premium of 2 percent of the appraised value. Third party costs such as appraisal title search and recording fees usually range from 2000 to 4000 dollars. Closing costs are often rolled into the loan balance. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Macon Georgia?
You must be at least 62 years old own your home outright or have a low mortgage balance and live in the property as your primary residence. Georgia law also requires you to attend a counseling session with a HUD-approved counselor before you can apply.
How does a reverse mortgage affect my heirs in Georgia?
Heirs can keep the home by paying off the loan balance or selling the property to repay the debt. Georgia law gives heirs 30 days after the loan becomes due to decide and up to 12 months to complete the repayment without penalty.
Are reverse mortgage proceeds taxable in Georgia?
Loan proceeds from a reverse mortgage are not considered income by the IRS or the state of Georgia. They do not affect Social Security or Medicare benefits but may impact Medicaid eligibility if the funds are not spent within the same calendar month.