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Find Reverse Mortgage Specialists in Rome, GA

Browse reverse mortgage specialists serving Rome, Georgia. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Rome, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 12 reverse mortgage specialists in Rome, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
317 Broad St, Rome, GA 30161
7062959413
World Finance
111 Broad St, Rome, GA 30161
7062340839
Courtesy Finance
116 Hicks Dr SE, Rome, GA 30161
7062386581
1st Franklin Financial
610 Shorter Ave NW Suite 8, Rome, GA 30165
7062914248
Security Finance
2204 Shorter Ave NW #11, Rome, GA 30165
7062918098
Richard Hattaway
1490 Martha Berry Blvd NE, Rome, GA 30165
7062666543
OneMain Financial
150 Shorter Ave NW, Rome, GA 30165
7062914250
Republic Finance
719 Turner McCall Blvd NE, Rome, GA 30165
7062912274
American Pacific Mortgage (NMLS #2558846)
339 Broad St, Rome, GA 30161
7707736979
FirstBank Mortgage
800 Broad St Suite 114, Rome, GA 30161
8002006462
Rome Mortgage Co
401 Broad St # 304, Rome, GA 30161
7062901111
Diana D Wall - Truist Mortgage Loan Officer
100 E 2nd Ave, Rome, GA 30161
8554024535

A reverse mortgage specialist in Rome, Georgia can help homeowners aged 62 and older access home equity without monthly payments. Georgia law requires borrowers to complete HUD approved counseling before applying. Local specialists understand the unique housing market in Floyd County and can guide you through the process.

What Does a Reverse Mortgage Specialist in Rome Cost?

Typical costs for a reverse mortgage in Georgia include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees of 400 to 600 dollars. Closing costs generally range from 2,000 to 5,000 dollars. These costs can be financed into the loan. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage and how does it work in Rome Georgia?
A reverse mortgage allows homeowners 62 and older to convert part of their home equity into cash. In Georgia, the loan must be repaid when the borrower moves out, sells the home, or passes away. The home must be the borrower primary residence.
What are the requirements for a reverse mortgage in Georgia?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the home as their primary residence. Georgia law requires mandatory counseling from a HUD approved agency before the loan can proceed.