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Reverse Mortgage Specialists in Rome, GA

Browse reverse mortgage specialists serving Rome, Georgia. Contact information and addresses listed below.

12 agents listed
Updated June 2026
Rome, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 12 reverse mortgage specialists in Rome, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
317 Broad St, Rome, GA 30161
(706) 295-9413 kinsmithloans.com
World Finance
111 Broad St, Rome, GA 30161
(706) 234-0839 loansbyworld.com
Courtesy Finance
116 Hicks Dr SE, Rome, GA 30161
(706) 238-6581 courtesyfinance.net
1st Franklin Financial
610 Shorter Ave NW Suite 8, Rome, GA 30165
(706) 291-4248 1ffc.com
Security Finance
2204 Shorter Ave NW #11, Rome, GA 30165
(706) 291-8098 securityfinance.com
Richard Hattaway
1490 Martha Berry Blvd NE, Rome, GA 30165
(706) 266-6543 lgeccu.mortgagewebcenter.com
OneMain Financial
150 Shorter Ave NW, Rome, GA 30165
(706) 291-4250 onemainfinancial.com
Republic Finance
719 Turner McCall Blvd NE, Rome, GA 30165
(706) 291-2274 locations.republicfinance.com
American Pacific Mortgage (NMLS #2558846)
339 Broad St, Rome, GA 30161
(770) 773-6979 apmortgage.com
FirstBank Mortgage
800 Broad St Suite 114, Rome, GA 30161
(800) 200-6462 fbmortgageloans.com
Rome Mortgage Co
401 Broad St # 304, Rome, GA 30161
(706) 290-1111
Diana D Wall - Truist Mortgage Loan Officer
100 E 2nd Ave, Rome, GA 30161
(855) 402-4535 truist.com

A reverse mortgage specialist in Rome, Georgia can help homeowners aged 62 and older access home equity without monthly payments. Georgia law requires borrowers to complete HUD approved counseling before applying. Local specialists understand the unique housing market in Floyd County and can guide you through the process.

What Does a Reverse Mortgage Specialist in Rome Cost?

Typical costs for a reverse mortgage in Georgia include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees of 400 to 600 dollars. Closing costs generally range from 2,000 to 5,000 dollars. These costs can be financed into the loan. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage and how does it work in Rome Georgia?
A reverse mortgage allows homeowners 62 and older to convert part of their home equity into cash. In Georgia, the loan must be repaid when the borrower moves out, sells the home, or passes away. The home must be the borrower primary residence.
What are the requirements for a reverse mortgage in Georgia?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the home as their primary residence. Georgia law requires mandatory counseling from a HUD approved agency before the loan can proceed.

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