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Directory of reverse mortgage specialists in Smyrna, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Smyrna, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 8 reverse mortgage specialists in Smyrna, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Murphy Team at CrossCountry Mortgage
4500 W Village Pl # 2011, Smyrna, GA 30080
4045515479
Fairway Independent Mortgage Corporation
2430 Herodian Way Suite F, Smyrna, GA 30080
4049009389
The Scott Madrid Team, Fairway Independent Mortgage Corporation http://bit.ly/FIMCDisclosures
A reverse mortgage specialist in Smyrna Georgia helps homeowners aged 62 and older convert home equity into tax free funds. Georgia law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage. Local specialists can explain how Georgia property tax deferral programs may affect your reverse mortgage.
What Does a Reverse Mortgage Specialist in Smyrna Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee of up to 2% of the first 200,000 of home value plus 1% of the amount above 200,000. Closing costs usually range from 2,000 to 5,000. Mortgage insurance premiums are 2% of the appraised value upfront plus 0.5% annually. Counseling fees are typically 125 to 150. These costs are often rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Smyrna Georgia?
Borrowers must be at least 62 years old. If married, a younger spouse may be listed as a non borrowing spouse but must meet certain HUD requirements to remain in the home after the borrower passes away.
Do I need counseling before getting a reverse mortgage in Georgia?
Yes. Georgia law requires all borrowers to complete a counseling session with a HUD approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in Smyrna?
You can lose your home if you fail to pay property taxes or homeowners insurance, or if you do not maintain the property. Georgia law allows lenders to foreclose after a default. You must also live in the home as your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.