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Find Reverse Mortgage Specialists in Stone Mountain, GA
Browse reverse mortgage specialists serving Stone Mountain, Georgia. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Stone Mountain, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 reverse mortgage specialists in Stone Mountain, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
5231 Memorial Dr Ste. B2, Stone Mountain, GA 30083
4045085927
David Pinkard - 315254 - Wells Fargo Home Mortgage
4820 Memorial Dr, Stone Mountain, GA 30083
4043345257
A reverse mortgage specialist in Stone Mountain Georgia helps homeowners aged 62 and older convert home equity into tax free funds. Georgia law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage. Stone Mountain residents can use these funds for home repairs medical expenses or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Stone Mountain Cost?
Typical costs for a reverse mortgage specialist in Georgia include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third party costs such as appraisal title search and recording fees range from 2000 to 5000 dollars. The FHA mortgage insurance premium is 2 percent of the home value upfront plus an annual premium of 0.5 percent. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Stone Mountain Georgia?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 unless the loan is a HECM with a non borrowing spouse option. Georgia law follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to qualify for a reverse mortgage in Stone Mountain?
No you do not need to own the home free and clear. However you must have significant equity. The loan pays off any existing mortgage first. Georgia law requires that the property be your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.