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Find Reverse Mortgage Specialists in Union City, GA
Browse reverse mortgage specialists serving Union City, Georgia. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Union City, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 reverse mortgage specialists in Union City, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Integrity Mortgage Funding
4405 Mall Blvd, Union City, GA 30291
8003216956
Chase Mortgage
4550 Jonesboro Rd, Union City, GA 30291
7703064426
A reverse mortgage specialist in Union City Georgia helps homeowners aged 62 and older access home equity without monthly payments. Georgia law requires that borrowers receive HUD-approved counseling before closing a Home Equity Conversion Mortgage. Local specialists guide Union City residents through the FHA-insured HECM process and explain how property taxes and insurance must remain current.
What Does a Reverse Mortgage Specialist in Union City Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 3,000 to 8,000 dollars depending on the home value and loan type. These costs are usually financed into the loan rather than paid out of pocket. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Union City Georgia?
Borrowers must be at least 62 years old. If there are multiple owners, the youngest borrower must meet this age requirement. Georgia law does not add any additional age restrictions beyond federal HUD rules.
Do I need to own my home free and clear to get a reverse mortgage in Union City?
No, you do not need to own the home free and clear. You can use a reverse mortgage to pay off an existing mortgage balance. The remaining equity after paying off the existing loan becomes available to you.
What types of properties qualify for a reverse mortgage in Union City Georgia?
Qualifying properties include single-family homes, FHA-approved condominiums, and manufactured homes that meet HUD standards. Two-to-four unit properties also qualify if the borrower lives in one unit. The property must be your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.