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Looking for a reverse mortgage specialist in Valdosta? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Valdosta, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 14 reverse mortgage specialists in Valdosta, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1525 Baytree Rd Suite G, Valdosta, GA 31602
2292420795
Bowen Corbett | Fairway Home Mortgage Loan Officer
201 Woodrow Wilson Dr, Valdosta, GA 31602
2292514283
Clay Hadsock - Ameris Bank Mortgage
3140 Inner Perimeter Rd, Valdosta, GA 31602
2295885340
LendLogic - Valdosta
2904 N Oak St, Valdosta, GA 31602
2292449967
Melba McKinnon at CrossCountry Mortgage
3380 Greystone Wy, Valdosta, GA 31605
2295065785
Angel Oak Home Loans | Tara Purvis | Valdosta, GA
E2, 3338 Country Club Rd, Valdosta, GA 31605
2295606437
Karol Atkinson - Ameris Bank Mortgage
3140 Inner Perimeter Rd, Valdosta, GA 31602
2294005537
Becky L Herndon | American Financial Network Corp,Licensed Loan Officer NMLS 206717
A reverse mortgage specialist in Valdosta Georgia helps homeowners aged 62 and older convert home equity into loan proceeds. In Georgia reverse mortgages are subject to state specific disclosure rules and a mandatory counseling session with a HUD approved counselor. Valdosta residents often use these loans to supplement retirement income or cover healthcare costs while remaining in their homes.
What Does a Reverse Mortgage Specialist in Valdosta Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party fees for appraisal title and recording. For a home valued at 250000 total closing costs often range from 8000 to 12000. Ongoing costs include an annual mortgage insurance premium of 0.5 percent of the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Valdosta Georgia?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and you must complete a HUD approved counseling session. Georgia law requires the lender to provide a written disclosure of all loan terms and costs.
How does a reverse mortgage work in Georgia?
A reverse mortgage allows you to borrow against your home equity without making monthly payments. The loan becomes due when you sell the home move out permanently or pass away. In Georgia the borrower retains title to the home and must pay property taxes insurance and maintain the property.
Are there any specific Georgia laws that affect reverse mortgages?
Yes Georgia requires a 10 day right of rescission after closing giving you time to cancel the loan without penalty. Lenders must also provide a Georgia specific disclosure outlining the loan terms and the borrower responsibilities. The state does not impose a separate reverse mortgage tax.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.